Ford Bronco Insurance Cost in Wisconsin
Insuring a Ford Bronco in Wisconsin costs about $845 a year ($70/month) for full coverage by our estimate — −33% versus the same car nationally — the 6th cheapest of 51 states for this model.
Ford Bronco insurance in Wisconsin at a glance
The Ford Bronco is 23% cheaper than the average vehicle to insure in Wisconsin, reflecting HLDI collision losses of 55 and comprehensive losses of 61 (100 = average). Wisconsin's own base rates are 28% lower than the national average, which carries through to every model.
Wisconsin factors that affect Bronco premiums
- Uninsured drivers: 15.6% of Wisconsin drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Bronco.
- Theft: 132 vehicle thefts per 100,000 residents (U.S. 197).
- Weather: FEMA rates Wisconsin's expected annual losses as relatively moderate for hail, relatively high for tornado, very low for hurricane, relatively moderate for inland (river) flooding, relatively high for strong wind — hail, wind and flood claims fall under comprehensive.
- Crash risk: 0.86 traffic deaths per 100 million miles (U.S. 1.19).
- Fault system: At-fault (tort).
Ford Bronco insurance cost in Wisconsin cities
Ford Bronco insurance in Wisconsin by driver
| Driver | Minimum | Standard | Full coverage | Full / month |
|---|---|---|---|---|
| Teen driver (18, own policy) | $960 | $1,395 | $2,315 | $193 |
| Young adult (22) | $560 | $810 | $1,350 | $113 |
| Adult in their 30s | $350 | $505 | $845 | $70 |
| Adult in their 50s | $320 | $465 | $775 | $65 |
| Senior (72) | $390 | $565 | $945 | $79 |
| 30s, one at-fault accident | $505 | $735 | $1,220 | $102 |
| 30s, DUI on record | $645 | $935 | $1,560 | $130 |
Coverage levels
| Coverage level | What it includes | Per year | Per month | Typical range |
|---|---|---|---|---|
| State minimum liability | Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. | $350 | $29 | $285–$410 |
| Standard liability (100/300/100) | Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. | $505 | $42 | $415–$600 |
| Full coverage | Standard liability plus collision and comprehensive, typically required on a financed or leased car. | $845 | $70 | $690–$995 |
Wisconsin minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.
Rivals in Wisconsin
| Model | Full coverage in WI | vs. Bronco |
|---|---|---|
| Jeep Wrangler | $885 | +5% |
| Volkswagen Tiguan | $925 | +9% |
| Toyota 4Runner | $900 | +7% |
| Chevrolet Traverse | $700 | −17% |
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Ford Bronco insurance cost in every state · All Ford models
Frequently asked questions
How much is Ford Bronco insurance in Wisconsin?
About $845 a year ($70 a month) for full coverage and $350 for Wisconsin's minimum liability, for a driver in their 30s with a clean record. That is 33% less than the national estimate for the same car.
Is the Ford Bronco cheaper to insure than the average car in Wisconsin?
The average vehicle in Wisconsin is about $1,095 a year for full coverage in our model, so the Ford Bronco is 23% cheaper than average.
Where in Wisconsin is Ford Bronco insurance cheapest?
Among the largest Wisconsin cities, Eau Claire has the lowest estimate (about $865) and Milwaukee the highest (about $965).
What insurance do I need for a Ford Bronco in Wisconsin?
Wisconsin requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.
- Wisconsin OCI: Consumer's Guide to Auto Insurance (PI-057)
- Wisconsin OCI: Frequently Asked Questions - Automobile Insurance (PI-233)
- Wis. Stat. 632.32 (motor vehicle policy provisions)
- Wisconsin DMV: Proof of insurance (financial responsibility)
- Wisconsin OCI: Complaints
- NAIC 2022/2023 Auto Insurance Database Report
- NAIC Homeowners Insurance Report: Data for 2023
- Insurance Research Council uninsured motorist estimates (via Triple-I)
- IIHS Fatality Facts: state by state
- FBI Crime Data Explorer: Crime in the United States 2025 (Table 4)
- NICB 2022 Vehicle Theft Data: top 10 stolen vehicles by state
- FHWA Highway Statistics 2024, Table DL-1C (licensed drivers)
- FHWA Highway Statistics 2024, Table MV-1 (registrations)
- FHWA Highway Statistics 2024, Table VM-2 (vehicle-miles traveled)
- U.S. Census Bureau Vintage 2024 population estimates
- IIHS-HLDI insurance losses by make and model
- FEMA National Risk Index
- U.S. Census Bureau, American Community Survey