Porsche 911 vs Jaguar F-Type Insurance Cost
The Porsche 911 is cheaper to insure by about $230 a year for full coverage by our estimate ($1,750 vs. $1,980), and cheaper in 51 of 51 states.
Side-by-side insurance estimate
| Coverage | Porsche 911 | Jaguar F-Type | Difference |
|---|---|---|---|
| State minimum | $350 | $665 | −$315 |
| Standard (100/300/100) | $505 | $960 | −$455 |
| Full coverage | $1,750 | $1,980 | −$230 |
National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = 911 minus F-Type.
Why one costs more to insure
| Factor | Porsche 911 | Jaguar F-Type |
|---|---|---|
| Segment | Luxury sports car | Luxury sports car |
| Powertrains | Gasoline | Gasoline |
| HLDI collision (100 = avg) | 198 | 170 |
| HLDI comprehensive | 165 | — |
| HLDI property damage liability | 23 | — |
| HLDI bodily injury liability | — | — |
| NHTSA overall rating | — | — |
| NICB most-stolen rank | Not in top 10 | Not in top 10 |
| Recalls (latest 3 model years) | 5 | 2 |
Collision losses are the biggest swing factor: the Porsche 911 has 28 points higher relative collision losses, meaning its crash repairs cost insurers more on average.
911 vs F-Type insurance by state
By driver profile (full coverage)
| Driver | 911 | F-Type |
|---|---|---|
| Teen driver (18, own policy) | $4,810 | $5,450 |
| Young adult (22) | $2,800 | $3,170 |
| Adult in their 30s | $1,750 | $1,980 |
| Adult in their 50s | $1,610 | $1,825 |
| Senior (72) | $1,960 | $2,220 |
| 30s, one at-fault accident | $2,535 | $2,875 |
| 30s, DUI on record | $3,235 | $3,665 |
More comparisons
Frequently asked questions
Is the Porsche 911 or the Jaguar F-Type cheaper to insure?
By our estimate the Porsche 911 is cheaper, by about $230 a year for full coverage ($1,750 vs. $1,980) for a driver in their 30s with a clean record.
Why does insurance cost differ between the Porsche 911 and Jaguar F-Type?
Mostly because of insurance-loss history: HLDI collision indices of 198 vs. 170 and comprehensive indices of 165 vs. n/a (100 = average), plus repair costs, theft rates and segment.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.