Jaguar F-Type vs Porsche Taycan Insurance Cost
The Jaguar F-Type is cheaper to insure by about $315 a year for full coverage by our estimate ($1,980 vs. $2,295), and cheaper in 51 of 51 states.
Side-by-side insurance estimate
| Coverage | Jaguar F-Type | Porsche Taycan | Difference |
|---|---|---|---|
| State minimum | $665 | $550 | +$115 |
| Standard (100/300/100) | $960 | $800 | +$160 |
| Full coverage | $1,980 | $2,295 | −$315 |
National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = F-Type minus Taycan.
Why one costs more to insure
| Factor | Jaguar F-Type | Porsche Taycan |
|---|---|---|
| Segment | Luxury sports car | Luxury sports car |
| Powertrains | Gasoline | Electric |
| HLDI collision (100 = avg) | 170 | 236 |
| HLDI comprehensive | — | 212 |
| HLDI property damage liability | — | 83 |
| HLDI bodily injury liability | — | 73 |
| NHTSA overall rating | — | — |
| NICB most-stolen rank | Not in top 10 | Not in top 10 |
| Recalls (latest 3 model years) | 2 | 8 |
Collision losses are the biggest swing factor: the Porsche Taycan has 66 points higher relative collision losses, meaning its crash repairs cost insurers more on average.
F-Type vs Taycan insurance by state
By driver profile (full coverage)
| Driver | F-Type | Taycan |
|---|---|---|
| Teen driver (18, own policy) | $5,450 | $6,310 |
| Young adult (22) | $3,170 | $3,670 |
| Adult in their 30s | $1,980 | $2,295 |
| Adult in their 50s | $1,825 | $2,110 |
| Senior (72) | $2,220 | $2,570 |
| 30s, one at-fault accident | $2,875 | $3,325 |
| 30s, DUI on record | $3,665 | $4,245 |
More comparisons
Frequently asked questions
Is the Jaguar F-Type or the Porsche Taycan cheaper to insure?
By our estimate the Jaguar F-Type is cheaper, by about $315 a year for full coverage ($1,980 vs. $2,295) for a driver in their 30s with a clean record.
Why does insurance cost differ between the Jaguar F-Type and Porsche Taycan?
Mostly because of insurance-loss history: HLDI collision indices of 170 vs. 236 and comprehensive indices of n/a vs. 212 (100 = average), plus repair costs, theft rates and segment.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.