Estimates, not quotes

Porsche 911 Insurance Cost in Georgia

Insuring a Porsche 911 in Georgia costs about $1,960 a year ($164/month) for full coverage by our estimate — +12% versus the same car nationally — the 9th most expensive of 51 states for this model.

Porsche 911 (photo from Wikimedia Commons)
Photo: Matti Blume, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Porsche 911 insurance in Georgia at a glance

Full coverage
$1,960
$1,610–$2,315
25/50/25 minimum
$495
$41/mo
Same car nationally
$1,750
full coverage
Avg. car in GA
$1,965
0% for the 911

The Porsche 911 is about the same as the average vehicle to insure in Georgia, reflecting HLDI collision losses of 198 and comprehensive losses of 165 (100 = average). Georgia's own base rates are 21% higher than the national average, which carries through to every model.

Georgia factors that affect 911 premiums

  • Uninsured drivers: 19.0% of Georgia drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your 911.
  • Theft: 163 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Georgia's expected annual losses as relatively moderate for hail, relatively high for tornado, relatively moderate for hurricane, relatively moderate for inland (river) flooding, relatively high for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.15 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Georgia →

Porsche 911 insurance cost in Georgia cities

CityFull coverageMinimumvs. state
Atlanta$2,210$555+13%
Columbus$1,925$490−2%
Augusta$1,905$480−3%
Macon$1,910$485−3%
Savannah$1,970$500+1%
Athens$1,930$490−2%
South Fulton$2,185$550+11%
Sandy Springs$2,155$545+10%
Roswell$2,150$545+10%
Alpharetta$2,150$545+10%
Albany$1,930$490−2%
Marietta$2,180$550+11%
Valdosta$1,870$480−5%
Gainesville$2,030$515+4%
LaGrange$1,920$490−2%

Porsche 911 insurance in Georgia by driver

Estimated annual Porsche 911 premium in Georgia
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,365 $1,980 $5,395 $450
Young adult (22) $795 $1,155 $3,140 $262
Adult in their 30s $495 $720 $1,960 $163
Adult in their 50s $455 $665 $1,805 $150
Senior (72) $555 $805 $2,200 $183
30s, one at-fault accident $720 $1,045 $2,845 $237
30s, DUI on record $920 $1,335 $3,630 $303

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $495 $41 $410–$585
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $720 $60 $590–$850
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,960 $164 $1,610–$2,315

Georgia minimum: 25/50/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Georgia

ModelFull coverage in GAvs. 911
Lexus RC$1,980+1%
BMW M2$2,595+32%
Jaguar F-Type$2,545+30%
Mercedes-Benz SL-Class$2,625+34%

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Estimated annual premium
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Porsche 911 insurance cost in every state · All Porsche models

Frequently asked questions

How much is Porsche 911 insurance in Georgia?

About $1,960 a year ($164 a month) for full coverage and $495 for Georgia's minimum liability, for a driver in their 30s with a clean record. That is 12% more than the national estimate for the same car.

Is the Porsche 911 cheaper to insure than the average car in Georgia?

The average vehicle in Georgia is about $1,965 a year for full coverage in our model, so the Porsche 911 is about the same as average.

Where in Georgia is Porsche 911 insurance cheapest?

Among the largest Georgia cities, Valdosta has the lowest estimate (about $1,870) and Atlanta the highest (about $2,210).

What insurance do I need for a Porsche 911 in Georgia?

Georgia requires at least 25/50/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page