Mercedes-Benz Metris vs Nissan NV200 Insurance Cost
The Nissan NV200 is cheaper to insure by about $75 a year for full coverage by our estimate ($1,445 vs. $1,370), and cheaper in 51 of 51 states.
Side-by-side insurance estimate
| Coverage | Mercedes-Benz Metris | Nissan NV200 | Difference |
|---|---|---|---|
| State minimum | $615 | $615 | — |
| Standard (100/300/100) | $890 | $890 | — |
| Full coverage | $1,445 | $1,370 | +$75 |
National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Metris minus NV200.
Why one costs more to insure
| Factor | Mercedes-Benz Metris | Nissan NV200 |
|---|---|---|
| Segment | Van | Van |
| Powertrains | Gasoline | Gasoline |
| HLDI collision (100 = avg) | — | — |
| HLDI comprehensive | — | — |
| HLDI property damage liability | — | — |
| HLDI bodily injury liability | — | — |
| NHTSA overall rating | — | — |
| NICB most-stolen rank | Not in top 10 | Not in top 10 |
| Recalls (latest 3 model years) | 9 | 1 |
Metris vs NV200 insurance by state
By driver profile (full coverage)
| Driver | Metris | NV200 |
|---|---|---|
| Teen driver (18, own policy) | $3,975 | $3,765 |
| Young adult (22) | $2,310 | $2,190 |
| Adult in their 30s | $1,445 | $1,370 |
| Adult in their 50s | $1,330 | $1,260 |
| Senior (72) | $1,620 | $1,530 |
| 30s, one at-fault accident | $2,095 | $1,985 |
| 30s, DUI on record | $2,675 | $2,530 |
More comparisons
Frequently asked questions
Is the Mercedes-Benz Metris or the Nissan NV200 cheaper to insure?
By our estimate the Nissan NV200 is cheaper, by about $75 a year for full coverage ($1,445 vs. $1,370) for a driver in their 30s with a clean record.
Why does insurance cost differ between the Mercedes-Benz Metris and Nissan NV200?
Mostly because of insurance-loss history: HLDI collision indices of n/a vs. n/a and comprehensive indices of n/a vs. n/a (100 = average), plus repair costs, theft rates and segment.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.