Estimates, not quotes

Nissan NV200 Insurance Cost in Colorado

Insuring a Nissan NV200 in Colorado costs about $1,535 a year ($128/month) for full coverage by our estimate — +12% versus the same car nationally — the 12th most expensive of 51 states for this model.

Nissan NV200 (photo from Wikimedia Commons)
Photo: TTTNIS, CC0 1.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Nissan NV200 insurance in Colorado at a glance

Full coverage
$1,535
$1,260–$1,810
25/50/15 minimum
$650
$54/mo
Same car nationally
$1,370
full coverage
Avg. car in CO
$1,820
−16% for the NV200

The Nissan NV200 is 16% cheaper than the average vehicle to insure in Colorado. Colorado's own base rates are 13% higher than the national average, which carries through to every model.

Colorado factors that affect NV200 premiums

  • Uninsured drivers: 19.7% of Colorado drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your NV200.
  • Theft: 305 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Colorado's expected annual losses as relatively high for hail, relatively moderate for tornado, not rated for hurricane, relatively moderate for inland (river) flooding, relatively moderate for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.25 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Colorado →

Nissan NV200 insurance cost in Colorado cities

CityFull coverageMinimumvs. state
Denver$1,710$725+11%
Colorado Springs$1,615$685+5%
Aurora$1,705$725+11%
Fort Collins$1,580$675+3%
Lakewood$1,695$720+10%
Thornton$1,775$755+16%
Arvada$1,690$715+10%
Westminster$1,715$730+12%
Greeley$1,630$695+6%
Pueblo$1,535$6550%
Centennial$1,700$720+11%
Boulder$1,585$675+3%
Longmont$1,670$710+9%

Nissan NV200 insurance in Colorado by driver

Estimated annual Nissan NV200 premium in Colorado
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,790 $2,600 $4,220 $352
Young adult (22) $1,045 $1,510 $2,455 $205
Adult in their 30s $650 $945 $1,535 $128
Adult in their 50s $600 $870 $1,410 $118
Senior (72) $730 $1,060 $1,720 $143
30s, one at-fault accident $945 $1,370 $2,225 $185
30s, DUI on record $1,205 $1,750 $2,840 $237

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $650 $54 $535–$770
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $945 $79 $775–$1,115
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,535 $128 $1,260–$1,810

Colorado minimum: 25/50/15 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Colorado

ModelFull coverage in COvs. NV200
Ford Transit$1,790+17%
Mercedes-Benz Metris$1,770+15%
GMC Savana$1,750+14%

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Estimated annual premium
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Nissan NV200 insurance cost in every state · All Nissan models

Frequently asked questions

How much is Nissan NV200 insurance in Colorado?

About $1,535 a year ($128 a month) for full coverage and $650 for Colorado's minimum liability, for a driver in their 30s with a clean record. That is 12% more than the national estimate for the same car.

Is the Nissan NV200 cheaper to insure than the average car in Colorado?

The average vehicle in Colorado is about $1,820 a year for full coverage in our model, so the Nissan NV200 is 16% cheaper than average.

Where in Colorado is Nissan NV200 insurance cheapest?

Among the largest Colorado cities, Pueblo has the lowest estimate (about $1,535) and Thornton the highest (about $1,775).

What insurance do I need for a Nissan NV200 in Colorado?

Colorado requires at least 25/50/15 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page