Infiniti FX35 vs Lincoln MKX Insurance Cost

The Infiniti FX35 is cheaper to insure by about $65 a year for full coverage by our estimate ($1,330 vs. $1,395), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

Coverage	Infiniti FX35	Lincoln MKX	Difference
State minimum	$590	$570	+$20
Standard (100/300/100)	$855	$830	+$25
Full coverage	$1,330	$1,395	−$65

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = FX35 minus MKX.

Why one costs more to insure

Factor	Infiniti FX35	Lincoln MKX
Segment	Luxury SUV	Luxury SUV
Powertrains	Gasoline	Gasoline
HLDI collision (100 = avg)	—	—
HLDI comprehensive	—	—
HLDI property damage liability	—	—
HLDI bodily injury liability	—	—
NHTSA overall rating	—	5★
NICB most-stolen rank	Not in top 10	Not in top 10
Recalls (latest 3 model years)	—	9

FX35 vs MKX insurance by state

State	FX35	MKX	Difference
Alabama	$1,135	$1,205	−$70
Alaska	$1,155	$1,220	−$65
Arizona	$1,400	$1,465	−$65
Arkansas	$1,135	$1,215	−$80
California	$1,285	$1,360	−$75
Colorado	$1,490	$1,575	−$85
Connecticut	$1,435	$1,490	−$55
Delaware	$1,530	$1,570	−$40
District of Columbia	$1,665	$1,750	−$85
Florida	$1,975	$2,020	−$45
Georgia	$1,690	$1,740	−$50
Hawaii	$900	$955	−$55
Idaho	$895	$945	−$50
Illinois	$1,140	$1,205	−$65
Indiana	$935	$985	−$50
Iowa	$865	$930	−$65
Kansas	$1,030	$1,100	−$70
Kentucky	$1,120	$1,175	−$55
Louisiana	$1,850	$1,930	−$80
Maine	$830	$880	−$50
Maryland	$1,505	$1,570	−$65
Massachusetts	$1,300	$1,370	−$70
Michigan	$1,435	$1,515	−$80
Minnesota	$1,085	$1,155	−$70
Mississippi	$1,250	$1,325	−$75
Missouri	$1,190	$1,260	−$70
Montana	$1,025	$1,100	−$75
Nebraska	$1,030	$1,105	−$75
Nevada	$1,585	$1,625	−$40
New Hampshire	$930	$985	−$55
New Jersey	$1,645	$1,695	−$50
New Mexico	$1,180	$1,245	−$65
New York	$1,825	$1,885	−$60
North Carolina	$960	$1,025	−$65
North Dakota	$805	$875	−$70
Ohio	$935	$990	−$55
Oklahoma	$1,165	$1,245	−$80
Oregon	$1,220	$1,260	−$40
Pennsylvania	$1,135	$1,205	−$70
Rhode Island	$1,635	$1,695	−$60
South Carolina	$1,450	$1,500	−$50
South Dakota	$960	$1,045	−$85
Tennessee	$1,080	$1,150	−$70
Texas	$1,550	$1,640	−$90
Utah	$1,230	$1,275	−$45
Vermont	$830	$895	−$65
Virginia	$1,140	$1,195	−$55
Washington	$1,180	$1,220	−$40
West Virginia	$1,080	$1,155	−$75
Wisconsin	$890	$945	−$55
Wyoming	$980	$1,065	−$85

By driver profile (full coverage)

Driver	FX35	MKX
Teen driver (18, own policy)	$3,655	$3,835
Young adult (22)	$2,125	$2,230
Adult in their 30s	$1,330	$1,395
Adult in their 50s	$1,225	$1,280
Senior (72)	$1,490	$1,560
30s, one at-fault accident	$1,930	$2,020
30s, DUI on record	$2,460	$2,580

More comparisons

Frequently asked questions

Is the Infiniti FX35 or the Lincoln MKX cheaper to insure?

By our estimate the Infiniti FX35 is cheaper, by about $65 a year for full coverage ($1,330 vs. $1,395) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Infiniti FX35 and Lincoln MKX?

Mostly because of insurance-loss history: HLDI collision indices of n/a vs. n/a and comprehensive indices of n/a vs. n/a (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page