Estimates, not quotes

Audi A4 vs Acura Integra Insurance Cost

The Audi A4 is cheaper to insure by about $75 a year for full coverage by our estimate ($1,565 vs. $1,640), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageAudi A4Acura IntegraDifference
State minimum$535$595−$60
Standard (100/300/100)$780$860−$80
Full coverage$1,565$1,640−$75

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = A4 minus Integra.

Why one costs more to insure

FactorAudi A4Acura Integra
SegmentLuxury carLuxury car
PowertrainsGasoline, Hybrid, Flex-fuelGasoline
HLDI collision (100 = avg)133120
HLDI comprehensive97100
HLDI property damage liability7994
HLDI bodily injury liability86101
NHTSA overall rating5★5★
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)13

Collision losses are the biggest swing factor: the Audi A4 has 13 points higher relative collision losses, meaning its crash repairs cost insurers more on average.

A4 vs Integra insurance by state

StateA4IntegraDifference
Alabama$1,380$1,440−$60
Alaska$1,385$1,445−$60
Arizona$1,625$1,710−$85
Arkansas$1,405$1,465−$60
California$1,580$1,630−$50
Colorado$1,760$1,855−$95
Connecticut$1,650$1,730−$80
Delaware$1,705$1,800−$95
District of Columbia$1,995$2,080−$85
Florida$2,155$2,290−$135
Georgia$1,895$2,000−$105
Hawaii$1,105$1,145−$40
Idaho$1,065$1,115−$50
Illinois$1,370$1,430−$60
Indiana$1,125$1,175−$50
Iowa$1,075$1,125−$50
Kansas$1,260$1,320−$60
Kentucky$1,305$1,375−$70
Louisiana$2,145$2,255−$110
Maine$1,010$1,055−$45
Maryland$1,745$1,835−$90
Massachusetts$1,555$1,620−$65
Michigan$1,725$1,800−$75
Minnesota$1,310$1,375−$65
Mississippi$1,505$1,575−$70
Missouri$1,420$1,490−$70
Montana$1,260$1,320−$60
Nebraska$1,265$1,325−$60
Nevada$1,745$1,845−$100
New Hampshire$1,135$1,180−$45
New Jersey$1,845$1,950−$105
New Mexico$1,410$1,475−$65
New York$2,060$2,175−$115
North Carolina$1,205$1,245−$40
North Dakota$1,025$1,070−$45
Ohio$1,130$1,180−$50
Oklahoma$1,420$1,490−$70
Oregon$1,375$1,455−$80
Pennsylvania$1,390$1,445−$55
Rhode Island$1,870$1,965−$95
South Carolina$1,630$1,730−$100
South Dakota$1,210$1,270−$60
Tennessee$1,320$1,375−$55
Texas$1,860$1,950−$90
Utah$1,400$1,475−$75
Vermont$1,050$1,085−$35
Virginia$1,345$1,410−$65
Washington$1,345$1,415−$70
West Virginia$1,320$1,380−$60
Wisconsin$1,075$1,125−$50
Wyoming$1,240$1,300−$60

By driver profile (full coverage)

DriverA4Integra
Teen driver (18, own policy)$4,300$4,510
Young adult (22)$2,505$2,625
Adult in their 30s$1,565$1,640
Adult in their 50s$1,440$1,510
Senior (72)$1,750$1,835
30s, one at-fault accident$2,270$2,380
30s, DUI on record$2,895$3,035

More comparisons

Frequently asked questions

Is the Audi A4 or the Acura Integra cheaper to insure?

By our estimate the Audi A4 is cheaper, by about $75 a year for full coverage ($1,565 vs. $1,640) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Audi A4 and Acura Integra?

Mostly because of insurance-loss history: HLDI collision indices of 133 vs. 120 and comprehensive indices of 97 vs. 100 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page