Estimates, not quotes

Audi A4 Insurance Cost in Wisconsin

Insuring a Audi A4 in Wisconsin costs about $1,075 a year ($90/month) for full coverage by our estimate — −31% versus the same car nationally — the 6th cheapest of 51 states for this model.

Audi A4 (photo from Wikimedia Commons)
Photo: Alexander-93, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Audi A4 insurance in Wisconsin at a glance

Full coverage
$1,075
$880–$1,270
25/50/10 minimum
$325
$27/mo
Same car nationally
$1,565
full coverage
Avg. car in WI
$1,095
−2% for the A4

The Audi A4 is 2% cheaper than the average vehicle to insure in Wisconsin, reflecting HLDI collision losses of 133 and comprehensive losses of 97 (100 = average). Wisconsin's own base rates are 28% lower than the national average, which carries through to every model.

Wisconsin factors that affect A4 premiums

  • Uninsured drivers: 15.6% of Wisconsin drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your A4.
  • Theft: 132 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Wisconsin's expected annual losses as relatively moderate for hail, relatively high for tornado, very low for hurricane, relatively moderate for inland (river) flooding, relatively high for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 0.86 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Wisconsin →

Audi A4 insurance cost in Wisconsin cities

CityFull coverageMinimumvs. state
Milwaukee$1,230$375+14%
Madison$1,170$350+9%
Green Bay$1,135$345+6%
Kenosha$1,205$365+12%
Racine$1,220$370+13%
Appleton$1,150$350+7%
Eau Claire$1,100$335+2%
Waukesha$1,170$355+9%

Audi A4 insurance in Wisconsin by driver

Estimated annual Audi A4 premium in Wisconsin
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $895 $1,300 $2,960 $247
Young adult (22) $520 $755 $1,720 $143
Adult in their 30s $325 $475 $1,075 $90
Adult in their 50s $300 $435 $990 $83
Senior (72) $365 $530 $1,205 $100
30s, one at-fault accident $475 $685 $1,560 $130
30s, DUI on record $605 $875 $1,990 $166

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $325 $27 $265–$385
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $475 $39 $385–$560
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,075 $90 $880–$1,270

Wisconsin minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Wisconsin

ModelFull coverage in WIvs. A4
Lexus ES$1,135+6%
Acura Integra$1,155+7%
BMW i4$1,345+25%
Polestar 2$1,055−2%

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Audi A4 insurance cost in every state · All Audi models

Frequently asked questions

How much is Audi A4 insurance in Wisconsin?

About $1,075 a year ($90 a month) for full coverage and $325 for Wisconsin's minimum liability, for a driver in their 30s with a clean record. That is 31% less than the national estimate for the same car.

Is the Audi A4 cheaper to insure than the average car in Wisconsin?

The average vehicle in Wisconsin is about $1,095 a year for full coverage in our model, so the Audi A4 is 2% cheaper than average.

Where in Wisconsin is Audi A4 insurance cheapest?

Among the largest Wisconsin cities, Eau Claire has the lowest estimate (about $1,100) and Milwaukee the highest (about $1,230).

What insurance do I need for a Audi A4 in Wisconsin?

Wisconsin requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page