Land Rover Range Rover Evoque Insurance Cost

Full coverage for a Land Rover Range Rover Evoque costs about $1,635 a year ($136/month) by our estimate — ▲ +3% versus the average vehicle, ranking 159th cheapest of 310 current models.

Land Rover Range Rover Evoque exterior (photo from Wikimedia Commons) — Photo: Vauxford, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Land Rover Range Rover Evoque insurance cost at a glance

Full coverage

$1,635

$136/mo · $1,345–$1,930

Minimum liability

$550

$46/mo

Segment

Luxury SUV

Gasoline, Hybrid

HLDI collision losses

128

Much worse than average (100 = avg)

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2026 model year. Our vehicle data covers the 2012–2026 model years of the Land Rover Range Rover Evoque.

Estimated Land Rover Range Rover Evoque premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$550	$46	$455–$650
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$800	$67	$655–$945
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,635	$136	$1,345–$1,930

What drives the cost of insuring a Land Rover Range Rover Evoque

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Land Rover Range Rover Evoque's results put our vehicle factor at 0.90× for liability, 1.30× for collision and 1.16× for comprehensive.

HLDI relative insurance losses — Land Rover Range Rover Evoque 4dr 4WD (Small Luxury SUVs)
Coverage	Index	Rating	What it measures
Collision	128	Much worse than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	113	Worse than average	Theft, vandalism, glass, weather and animal damage
Property damage liability	86	Better than average	Damage this car does to other vehicles and property
Personal injury protection	100	Average	Injuries to occupants of this car (claim frequency)

Repair and parts costs: Luxury SUV from a luxury brand — premium parts, sensors and labor rates raise collision claims.
Recalls & complaints: 4 NHTSA recall campaigns and 5 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Land Rover Range Rover Evoque trims and configurations (2026)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Range Rover Evoque	AWD	2.0L 4-cyl Turbo	22

Land Rover Range Rover Evoque insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2026	2.0L 4-cyl Turbo	AWD	22	$1,635
2025	2.0L 4-cyl Turbo	AWD	22	$1,600
2024	2.0L 4-cyl Turbo	AWD	22	$1,560
2023	2.0L 4-cyl Turbo, 2.0L 4-cyl Turbo Hybrid	AWD	22–23	$1,520
2022	2.0L 4-cyl Turbo, 2.0L 4-cyl Turbo Hybrid	AWD	22–23	$1,480
2021	2.0L 4-cyl Turbo	AWD	22	$1,440
2020	2.0L 4-cyl Turbo, 2.0L 4-cyl Turbo Hybrid	AWD	23	$1,400
2019	2.0L 4-cyl Turbo	AWD	24–25	$1,360
2018	2.0L 4-cyl Turbo	AWD	24–25	$1,320
2017	2.0L 4-cyl Turbo	4WD	23–24	$1,285
2016	2.0L 4-cyl Turbo	4WD	23–24	$1,245
2015	2.0L 4-cyl Turbo	4WD	24	$1,240
2014	2.0L 4-cyl Turbo	4WD	24	$1,240
2013	2.0L 4-cyl Turbo	4WD	22	$1,240
2012	2.0L 4-cyl Turbo	4WD	22	$1,240

Land Rover Range Rover Evoque insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Range Rover Evoque page for that state.

State	Full coverage	Minimum	vs. national	Range Rover Evoque page
Alabama	$1,450	$430	−11%	Range Rover Evoque in AL
Alaska	$1,445	$560	−12%	Range Rover Evoque in AK
Arizona	$1,705	$595	+4%	Range Rover Evoque in AZ
Arkansas	$1,485	$405	−9%	Range Rover Evoque in AR
California	$1,635	$515	0%	Range Rover Evoque in CA
Colorado	$1,870	$585	+14%	Range Rover Evoque in CO
Connecticut	$1,715	$640	+5%	Range Rover Evoque in CT
Delaware	$1,775	$720	+9%	Range Rover Evoque in DE
District of Columbia	$2,080	$670	+27%	Range Rover Evoque in DC
Florida	$2,240	$970	+37%	Range Rover Evoque in FL
Georgia	$1,975	$785	+21%	Range Rover Evoque in GA
Hawaii	$1,150	$390	−30%	Range Rover Evoque in HI
Idaho	$1,120	$360	−31%	Range Rover Evoque in ID
Illinois	$1,435	$450	−12%	Range Rover Evoque in IL
Indiana	$1,180	$365	−28%	Range Rover Evoque in IN
Iowa	$1,150	$280	−30%	Range Rover Evoque in IA
Kansas	$1,345	$365	−18%	Range Rover Evoque in KS
Kentucky	$1,370	$475	−16%	Range Rover Evoque in KY
Louisiana	$2,250	$710	+38%	Range Rover Evoque in LA
Maine	$1,060	$380	−35%	Range Rover Evoque in ME
Maryland	$1,820	$680	+11%	Range Rover Evoque in MD
Massachusetts	$1,620	$535	−1%	Range Rover Evoque in MA
Michigan	$1,800	$690	+10%	Range Rover Evoque in MI
Minnesota	$1,390	$425	−15%	Range Rover Evoque in MN
Mississippi	$1,590	$480	−3%	Range Rover Evoque in MS
Missouri	$1,505	$460	−8%	Range Rover Evoque in MO
Montana	$1,345	$355	−18%	Range Rover Evoque in MT
Nebraska	$1,345	$365	−18%	Range Rover Evoque in NE
Nevada	$1,805	$780	+10%	Range Rover Evoque in NV
New Hampshire	$1,185	$360	−28%	Range Rover Evoque in NH
New Jersey	$1,915	$840	+17%	Range Rover Evoque in NJ
New Mexico	$1,480	$470	−9%	Range Rover Evoque in NM
New York	$2,145	$835	+31%	Range Rover Evoque in NY
North Carolina	$1,260	$405	−23%	Range Rover Evoque in NC
North Dakota	$1,100	$250	−33%	Range Rover Evoque in ND
Ohio	$1,185	$365	−28%	Range Rover Evoque in OH
Oklahoma	$1,510	$425	−8%	Range Rover Evoque in OK
Oregon	$1,435	$565	−12%	Range Rover Evoque in OR
Pennsylvania	$1,460	$385	−11%	Range Rover Evoque in PA
Rhode Island	$1,945	$740	+19%	Range Rover Evoque in RI
South Carolina	$1,710	$660	+5%	Range Rover Evoque in SC
South Dakota	$1,310	$285	−20%	Range Rover Evoque in SD
Tennessee	$1,385	$405	−15%	Range Rover Evoque in TN
Texas	$1,965	$620	+20%	Range Rover Evoque in TX
Utah	$1,455	$590	−11%	Range Rover Evoque in UT
Vermont	$1,100	$285	−33%	Range Rover Evoque in VT
Virginia	$1,410	$565	−14%	Range Rover Evoque in VA
Washington	$1,400	$530	−14%	Range Rover Evoque in WA
West Virginia	$1,400	$390	−14%	Range Rover Evoque in WV
Wisconsin	$1,140	$335	−30%	Range Rover Evoque in WI
Wyoming	$1,340	$290	−18%	Range Rover Evoque in WY

Land Rover Range Rover Evoque insurance by driver profile

Estimated annual Land Rover Range Rover Evoque premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,520	$2,205	$4,505	$375
Young adult (22)	$885	$1,280	$2,620	$218
Adult in their 30s	$550	$800	$1,635	$136
Adult in their 50s	$510	$735	$1,505	$125
Senior (72)	$620	$895	$1,835	$153
30s, one at-fault accident	$800	$1,160	$2,375	$198
30s, DUI on record	$1,020	$1,480	$3,030	$253

Land Rover Range Rover Evoque vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Land Rover Range Rover Evoque	$1,635	128	113	—
BMW X3	$1,565	108	92	Compare
Jaguar F-Pace	$1,690	137	132	Compare
Infiniti QX50	$1,565	117	104	Compare

Estimate Land Rover Range Rover Evoque insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Per month

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Other Land Rover models

Defender $1,815/yr
Range Rover $2,210/yr
Range Rover Sport $1,885/yr
Discovery $1,665/yr
Discovery Sport $1,635/yr
Range Rover Velar $2,050/yr
LR4 $1,335/yr
LR2 $1,330/yr
LR3 $1,330/yr
Freelander $1,330/yr

All Land Rover insurance costs →

Frequently asked questions

How much is insurance for a Land Rover Range Rover Evoque?

We estimate about $1,635 a year ($136 a month) for full coverage and $550 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 3% more than the average vehicle.

Is the Land Rover Range Rover Evoque expensive to insure?

HLDI insurance-loss data rates it at 128 for collision and 113 for comprehensive losses (100 = average of all vehicles), meaning collision losses are much worse than average.

Which state is cheapest to insure a Land Rover Range Rover Evoque?

Maine has the lowest estimate (about $1,060 a year for full coverage) and Louisiana the highest (about $2,250).

Is the Land Rover Range Rover Evoque cheaper to insure than the BMW X3?

By our estimate the Land Rover Range Rover Evoque costs about $1,635 a year versus $1,600 for the BMW X3, making the BMW X3 cheaper to insure.

How much is Land Rover Range Rover Evoque insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $4,505 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page