Land Rover Range Rover Evoque vs Jaguar F-Pace Insurance Cost

The Land Rover Range Rover Evoque is cheaper to insure by about $55 a year for full coverage by our estimate ($1,635 vs. $1,690), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

Coverage	Land Rover Range Rover Evoque	Jaguar F-Pace	Difference
State minimum	$550	$540	+$10
Standard (100/300/100)	$800	$785	+$15
Full coverage	$1,635	$1,690	−$55

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Range Rover Evoque minus F-Pace.

Why one costs more to insure

Factor	Land Rover Range Rover Evoque	Jaguar F-Pace
Segment	Luxury SUV	Luxury SUV
Powertrains	Gasoline, Hybrid	Gasoline, Hybrid, Diesel
HLDI collision (100 = avg)	128	137
HLDI comprehensive	113	132
HLDI property damage liability	86	83
HLDI bodily injury liability	—	—
NHTSA overall rating	—	—
NICB most-stolen rank	Not in top 10	Not in top 10
Recalls (latest 3 model years)	4	5

Collision losses are the biggest swing factor: the Jaguar F-Pace has 9 points higher relative collision losses, meaning its crash repairs cost insurers more on average. Comprehensive losses (theft, weather, glass) also favor the Land Rover Range Rover Evoque.

Range Rover Evoque vs F-Pace insurance by state

State	Range Rover Evoque	F-Pace	Difference
Alabama	$1,450	$1,510	−$60
Alaska	$1,445	$1,490	−$45
Arizona	$1,705	$1,765	−$60
Arkansas	$1,485	$1,550	−$65
California	$1,635	$1,690	−$55
Colorado	$1,870	$1,955	−$85
Connecticut	$1,715	$1,760	−$45
Delaware	$1,775	$1,810	−$35
District of Columbia	$2,080	$2,150	−$70
Florida	$2,240	$2,285	−$45
Georgia	$1,975	$2,020	−$45
Hawaii	$1,150	$1,190	−$40
Idaho	$1,120	$1,160	−$40
Illinois	$1,435	$1,490	−$55
Indiana	$1,180	$1,225	−$45
Iowa	$1,150	$1,215	−$65
Kansas	$1,345	$1,410	−$65
Kentucky	$1,370	$1,415	−$45
Louisiana	$2,250	$2,320	−$70
Maine	$1,060	$1,100	−$40
Maryland	$1,820	$1,875	−$55
Massachusetts	$1,620	$1,670	−$50
Michigan	$1,800	$1,860	−$60
Minnesota	$1,390	$1,455	−$65
Mississippi	$1,590	$1,655	−$65
Missouri	$1,505	$1,565	−$60
Montana	$1,345	$1,415	−$70
Nebraska	$1,345	$1,415	−$70
Nevada	$1,805	$1,835	−$30
New Hampshire	$1,185	$1,225	−$40
New Jersey	$1,915	$1,955	−$40
New Mexico	$1,480	$1,540	−$60
New York	$2,145	$2,200	−$55
North Carolina	$1,260	$1,315	−$55
North Dakota	$1,100	$1,160	−$60
Ohio	$1,185	$1,230	−$45
Oklahoma	$1,510	$1,580	−$70
Oregon	$1,435	$1,470	−$35
Pennsylvania	$1,460	$1,515	−$55
Rhode Island	$1,945	$1,990	−$45
South Carolina	$1,710	$1,760	−$50
South Dakota	$1,310	$1,400	−$90
Tennessee	$1,385	$1,445	−$60
Texas	$1,965	$2,045	−$80
Utah	$1,455	$1,490	−$35
Vermont	$1,100	$1,150	−$50
Virginia	$1,410	$1,460	−$50
Washington	$1,400	$1,435	−$35
West Virginia	$1,400	$1,465	−$65
Wisconsin	$1,140	$1,190	−$50
Wyoming	$1,340	$1,425	−$85

By driver profile (full coverage)

Driver	Range Rover Evoque	F-Pace
Teen driver (18, own policy)	$4,505	$4,655
Young adult (22)	$2,620	$2,705
Adult in their 30s	$1,635	$1,690
Adult in their 50s	$1,505	$1,555
Senior (72)	$1,835	$1,895
30s, one at-fault accident	$2,375	$2,455
30s, DUI on record	$3,030	$3,130

More comparisons

Frequently asked questions

Is the Land Rover Range Rover Evoque or the Jaguar F-Pace cheaper to insure?

By our estimate the Land Rover Range Rover Evoque is cheaper, by about $55 a year for full coverage ($1,635 vs. $1,690) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Land Rover Range Rover Evoque and Jaguar F-Pace?

Mostly because of insurance-loss history: HLDI collision indices of 128 vs. 137 and comprehensive indices of 113 vs. 132 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page