Kia K900 Insurance Cost
Full coverage for a Kia K900 costs about $1,400 a year ($117/month) by our estimate — ▼ −12% versus the average vehicle.
Kia K900 insurance cost at a glance
These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2020 model year. Our vehicle data covers the 2015–2020 model years of the Kia K900, which is no longer in production.
| Coverage level | What it includes | Per year | Per month | Typical range |
|---|---|---|---|---|
| State minimum liability | Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. | $615 | $51 | $505–$725 |
| Standard liability (100/300/100) | Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. | $890 | $74 | $730–$1,050 |
| Full coverage | Standard liability plus collision and comprehensive, typically required on a financed or leased car. | $1,400 | $117 | $1,150–$1,650 |
What drives the cost of insuring a Kia K900
HLDI does not publish loss results for the Kia K900, so our estimate uses the typical losses of its segment (Full-size car): 1.00× average for liability, 1.08× for collision and 1.02× for comprehensive.
- Repair and parts costs: Full-size car — mainstream parts availability keeps repairs moderate.
- Recalls & complaints: 3 NHTSA recall campaigns and 2 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.
Kia K900 trims and configurations (2020)
Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.
| Configuration | Drive | Engine | MPG (comb.) |
|---|---|---|---|
| K900 | AWD | 3.3L 6-cyl Turbo | 21 |
Kia K900 insurance cost by model year
Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.
| Model year | Engines | Drive | MPG | Est. full / yr |
|---|---|---|---|---|
| 2020 | 3.3L 6-cyl Turbo | AWD | 21 | $1,400 |
| 2019 | 3.3L 6-cyl Turbo | AWD | 21 | $1,365 |
| 2018 | 3.8L 6-cyl, 5.0L 8-cyl | RWD | 18–20 | $1,335 |
| 2017 | 3.8L 6-cyl, 5.0L 8-cyl | RWD | 18–20 | $1,300 |
| 2016 | 3.8L 6-cyl, 5.0L 8-cyl | RWD | 18–20 | $1,265 |
| 2015 | 3.8L 6-cyl, 5.0L 8-cyl | RWD | 18–21 | $1,260 |
Kia K900 insurance cost by state
The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the K900 page for that state.
Kia K900 insurance by driver profile
| Driver | Minimum | Standard | Full coverage | Full / month |
|---|---|---|---|---|
| Teen driver (18, own policy) | $1,690 | $2,450 | $3,850 | $321 |
| Young adult (22) | $980 | $1,425 | $2,240 | $187 |
| Adult in their 30s | $615 | $890 | $1,400 | $117 |
| Adult in their 50s | $565 | $820 | $1,290 | $108 |
| Senior (72) | $690 | $995 | $1,570 | $131 |
| 30s, one at-fault accident | $890 | $1,290 | $2,030 | $169 |
| 30s, DUI on record | $1,135 | $1,645 | $2,590 | $216 |
Kia K900 vs. rivals
| Model | Full coverage / yr | HLDI collision | HLDI comprehensive | Comparison |
|---|---|---|---|---|
| Kia K900 | $1,400 | — | — | — |
| Dodge Charger | $1,635 | — | — | Compare |
| Chrysler 300 | $1,500 | — | — | Compare |
| Toyota Avalon | $1,440 | — | — | Compare |
Estimate Kia K900 insurance for your ZIP code
Runs in your browser — nothing you enter is stored or sent to insurers.
Other Kia models
- Carnival $1,470/yr
- EV3 $1,545/yr
- K4 $1,545/yr
- K5 $2,005/yr
- Niro $1,725/yr
- Seltos $1,550/yr
- Sorento $1,580/yr
- Sportage $1,615/yr
- Telluride $1,400/yr
- EV6 $1,680/yr
- EV9 $1,515/yr
- Soul $1,595/yr
- Forte $1,955/yr
- Rio $1,455/yr
- Stinger $1,445/yr
- Sedona $1,255/yr
- Cadenza $1,400/yr
- Optima $1,390/yr
- Rondo $1,135/yr
- Borrego $1,190/yr
- Amanti $1,260/yr
- Spectra $1,255/yr
Frequently asked questions
How much is insurance for a Kia K900?
We estimate about $1,400 a year ($117 a month) for full coverage and $615 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 12% less than the average vehicle.
Which state is cheapest to insure a Kia K900?
North Dakota has the lowest estimate (about $855 a year for full coverage) and Florida the highest (about $2,070).
Is the Kia K900 cheaper to insure than the Dodge Charger?
By our estimate the Kia K900 costs about $1,400 a year versus $1,635 for the Dodge Charger, making it the cheaper of the two to insure.
How much is Kia K900 insurance for a teen driver?
An 18-year-old on their own full-coverage policy would pay about $3,850 a year at national-average rates by our estimate.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.