Estimates, not quotes

Kia K900 Insurance Cost in Washington

Insuring a Kia K900 in Washington costs about $1,240 a year ($103/month) for full coverage by our estimate — −11% versus the same car nationally — the 24th most expensive of 51 states for this model.

Kia K900 (photo from Wikimedia Commons)
Photo: Bull-Doser, Public domain
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Kia K900 insurance in Washington at a glance

Full coverage
$1,240
$1,015–$1,460
25/50/10 minimum
$590
$49/mo
Same car nationally
$1,400
full coverage
Avg. car in WA
$1,380
−10% for the K900

The Kia K900 is 10% cheaper than the average vehicle to insure in Washington. Washington's own base rates are 10% lower than the national average, which carries through to every model.

Washington factors that affect K900 premiums

  • Uninsured drivers: 19.1% of Washington drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your K900.
  • Theft: 259 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Washington's expected annual losses as very low for hail, relatively low for tornado, not rated for hurricane, relatively moderate for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.21 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Washington →

Kia K900 insurance cost in Washington cities

CityFull coverageMinimumvs. state
Seattle$1,415$675+14%
Spokane$1,280$605+3%
Tacoma$1,395$665+13%
Vancouver$1,320$630+6%
Bellevue$1,330$635+7%
Kent$1,405$670+13%
Everett$1,350$645+9%
Spokane Valley$1,270$605+2%
Renton$1,405$670+13%
Yakima$1,245$5900%
Bellingham$1,240$5950%
Auburn$1,380$660+11%
Lynnwood$1,420$675+15%

Kia K900 insurance in Washington by driver

Estimated annual Kia K900 premium in Washington
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,625 $2,355 $3,405 $284
Young adult (22) $945 $1,370 $1,980 $165
Adult in their 30s $590 $855 $1,240 $103
Adult in their 50s $545 $785 $1,140 $95
Senior (72) $660 $960 $1,390 $116
30s, one at-fault accident $855 $1,240 $1,795 $150
30s, DUI on record $1,090 $1,585 $2,290 $191

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $590 $49 $485–$695
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $855 $71 $700–$1,010
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,240 $103 $1,015–$1,460

Washington minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Washington

ModelFull coverage in WAvs. K900
Dodge Charger$1,415+14%
Chrysler 300$1,415+14%
Toyota Avalon$1,390+12%
Tesla Model S$1,745+41%

Estimate your K900 premium by ZIP code

Runs in your browser — nothing you enter is stored or sent to insurers.

Estimated annual premium
—
Per month
—

Kia K900 insurance cost in every state · All Kia models

Frequently asked questions

How much is Kia K900 insurance in Washington?

About $1,240 a year ($103 a month) for full coverage and $590 for Washington's minimum liability, for a driver in their 30s with a clean record. That is 11% less than the national estimate for the same car.

Is the Kia K900 cheaper to insure than the average car in Washington?

The average vehicle in Washington is about $1,380 a year for full coverage in our model, so the Kia K900 is 10% cheaper than average.

Where in Washington is Kia K900 insurance cheapest?

Among the largest Washington cities, Bellingham has the lowest estimate (about $1,240) and Lynnwood the highest (about $1,420).

What insurance do I need for a Kia K900 in Washington?

Washington requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page