INEOS Grenadier Insurance Cost
Full coverage for a INEOS Grenadier costs about $1,285 a year ($107/month) by our estimate — ▼ −19% versus the average vehicle.
INEOS Grenadier insurance cost at a glance
These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2025 model year. Our vehicle data covers the 2023–2025 model years of the INEOS Grenadier, which is no longer in production.
| Coverage level | What it includes | Per year | Per month | Typical range |
|---|---|---|---|---|
| State minimum liability | Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. | $615 | $51 | $505–$725 |
| Standard liability (100/300/100) | Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. | $890 | $74 | $730–$1,050 |
| Full coverage | Standard liability plus collision and comprehensive, typically required on a financed or leased car. | $1,285 | $107 | $1,055–$1,515 |
What drives the cost of insuring a INEOS Grenadier
The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The INEOS Grenadier's results put our vehicle factor at 1.00× for liability, 0.36× for collision and 1.12× for comprehensive.
| Coverage | Index | Rating | What it measures |
|---|---|---|---|
| Collision | 23 | Much better than average | Damage to this car in crashes; driven by repair costs and crash frequency |
- Repair and parts costs: Large SUV — mainstream parts availability keeps repairs moderate.
- Recalls & complaints: 3 NHTSA recall campaigns and 24 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.
INEOS Grenadier trims and configurations (2025)
Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.
| Configuration | Drive | Engine | MPG (comb.) |
|---|---|---|---|
| Grenadier | 4WD | 3.0L 6-cyl Turbo | 15 |
| Grenadier Trialmaster Edition | 4WD | 3.0L 6-cyl Turbo | 14 |
INEOS Grenadier insurance cost by model year
Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.
| Model year | Engines | Drive | MPG | Est. full / yr |
|---|---|---|---|---|
| 2025 | 3.0L 6-cyl Turbo | 4WD | 14–15 | $1,285 |
| 2024 | 3.0L 6-cyl Turbo | 4WD | 14–15 | $1,265 |
| 2023 | 3.0L 6-cyl Turbo | 4WD | 14–15 | $1,245 |
INEOS Grenadier insurance cost by state
The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs.
| State | Full coverage | Minimum | vs. national |
|---|---|---|---|
| Alabama | $1,090 | $480 | −15% |
| Alaska | $1,090 | $625 | −15% |
| Arizona | $1,380 | $660 | +7% |
| Arkansas | $1,100 | $450 | −14% |
| California | $1,150 | $575 | −11% |
| Colorado | $1,540 | $650 | +20% |
| Connecticut | $1,370 | $710 | +7% |
| Delaware | $1,490 | $800 | +16% |
| District of Columbia | $1,565 | $740 | +22% |
| Florida | $1,955 | $1,080 | +52% |
| Georgia | $1,650 | $870 | +28% |
| Hawaii | $815 | $435 | −37% |
| Idaho | $865 | $400 | −33% |
| Illinois | $1,090 | $500 | −15% |
| Indiana | $895 | $405 | −30% |
| Iowa | $885 | $310 | −31% |
| Kansas | $1,055 | $405 | −18% |
| Kentucky | $1,105 | $525 | −14% |
| Louisiana | $1,820 | $790 | +42% |
| Maine | $790 | $425 | −39% |
| Maryland | $1,440 | $755 | +12% |
| Massachusetts | $1,215 | $590 | −5% |
| Michigan | $1,355 | $765 | +5% |
| Minnesota | $1,100 | $470 | −14% |
| Mississippi | $1,235 | $530 | −4% |
| Missouri | $1,185 | $510 | −8% |
| Montana | $1,055 | $395 | −18% |
| Nebraska | $1,050 | $405 | −18% |
| Nevada | $1,535 | $865 | +19% |
| New Hampshire | $875 | $400 | −32% |
| New Jersey | $1,580 | $935 | +23% |
| New Mexico | $1,155 | $520 | −10% |
| New York | $1,770 | $930 | +38% |
| North Carolina | $900 | $450 | −30% |
| North Dakota | $820 | $275 | −36% |
| Ohio | $900 | $405 | −30% |
| Oklahoma | $1,165 | $470 | −9% |
| Oregon | $1,190 | $625 | −7% |
| Pennsylvania | $1,085 | $425 | −16% |
| Rhode Island | $1,555 | $820 | +21% |
| South Carolina | $1,445 | $735 | +12% |
| South Dakota | $1,040 | $315 | −19% |
| Tennessee | $1,035 | $450 | −19% |
| Texas | $1,545 | $690 | +20% |
| Utah | $1,190 | $655 | −7% |
| Vermont | $780 | $320 | −39% |
| Virginia | $1,100 | $625 | −14% |
| Washington | $1,135 | $590 | −12% |
| West Virginia | $1,070 | $435 | −17% |
| Wisconsin | $885 | $370 | −31% |
| Wyoming | $1,045 | $325 | −19% |
INEOS Grenadier insurance by driver profile
| Driver | Minimum | Standard | Full coverage | Full / month |
|---|---|---|---|---|
| Teen driver (18, own policy) | $1,690 | $2,450 | $3,535 | $295 |
| Young adult (22) | $980 | $1,425 | $2,055 | $171 |
| Adult in their 30s | $615 | $890 | $1,285 | $107 |
| Adult in their 50s | $565 | $820 | $1,180 | $98 |
| Senior (72) | $690 | $995 | $1,440 | $120 |
| 30s, one at-fault accident | $890 | $1,290 | $1,865 | $155 |
| 30s, DUI on record | $1,135 | $1,645 | $2,375 | $198 |
INEOS Grenadier vs. rivals
| Model | Full coverage / yr | HLDI collision | HLDI comprehensive | Comparison |
|---|---|---|---|---|
| INEOS Grenadier | $1,285 | 23 | — | — |
| Ford Expedition | $1,370 | 92 | 97 | — |
| Tesla Model X | $2,105 | 218 | 157 | — |
| Toyota Sequoia | $1,515 | 104 | 141 | — |
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Frequently asked questions
How much is insurance for a INEOS Grenadier?
We estimate about $1,285 a year ($107 a month) for full coverage and $615 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 19% less than the average vehicle.
Is the INEOS Grenadier expensive to insure?
HLDI insurance-loss data rates it at 23 for collision and 0 for comprehensive losses (100 = average of all vehicles), meaning collision losses are much better than average.
Which state is cheapest to insure a INEOS Grenadier?
Vermont has the lowest estimate (about $780 a year for full coverage) and Florida the highest (about $1,955).
Is the INEOS Grenadier cheaper to insure than the Ford Expedition?
By our estimate the INEOS Grenadier costs about $1,285 a year versus $1,370 for the Ford Expedition, making it the cheaper of the two to insure.
How much is INEOS Grenadier insurance for a teen driver?
An 18-year-old on their own full-coverage policy would pay about $3,535 a year at national-average rates by our estimate.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.