INEOS Insurance Cost
Across 1 INEOS models, full coverage averages about $1,285 a year by our estimate — −19% versus the average vehicle ($1,590).
INEOS insurance profile
INEOS’s lineup is made up mostly of 1 large suv. HLDI collision losses for its models average 23 (100 = all-vehicle average).
Every INEOS model ranked by insurance cost
| Model | Segment | Model years | HLDI collision | Est. full / yr | vs. avg car |
|---|---|---|---|---|---|
| Grenadier | Large SUV | 2023–2025 | 23 | $1,285 | −19% |
What makes INEOS insurance cost more or less
- Claims history: HLDI collision indices across 1 models range from 23 to 23, so the model you pick matters as much as the brand.
- Segment mix: 1 large suv.
Average INEOS insurance cost by state
Average full-coverage estimate across current INEOS models, cheapest state first.
| State | Avg. full coverage | vs. national |
|---|---|---|
| Vermont | $815 | −37% |
| Maine | $820 | −36% |
| Hawaii | $840 | −35% |
| North Dakota | $865 | −33% |
| Idaho | $895 | −30% |
| New Hampshire | $900 | −30% |
| Wisconsin | $920 | −28% |
| Indiana | $925 | −28% |
| Iowa | $930 | −28% |
| Ohio | $930 | −28% |
| North Carolina | $935 | −27% |
| Tennessee | $1,070 | −17% |
| South Dakota | $1,095 | −15% |
| Kansas | $1,100 | −14% |
| Nebraska | $1,100 | −14% |
| Wyoming | $1,100 | −14% |
| Montana | $1,105 | −14% |
| West Virginia | $1,115 | −13% |
| Alaska | $1,120 | −13% |
| Illinois | $1,125 | −12% |
| Pennsylvania | $1,125 | −12% |
| Alabama | $1,130 | −12% |
| Virginia | $1,135 | −12% |
| Kentucky | $1,140 | −11% |
| Arkansas | $1,145 | −11% |
| Minnesota | $1,145 | −11% |
| Washington | $1,160 | −10% |
| California | $1,185 | −8% |
| New Mexico | $1,195 | −7% |
| Oklahoma | $1,215 | −5% |
| Utah | $1,215 | −5% |
| Oregon | $1,220 | −5% |
| Missouri | $1,230 | −4% |
| Massachusetts | $1,250 | −3% |
| Mississippi | $1,280 | 0% |
| Michigan | $1,395 | +9% |
| Connecticut | $1,400 | +9% |
| Arizona | $1,425 | +11% |
| Maryland | $1,480 | +15% |
| South Carolina | $1,485 | +16% |
| Delaware | $1,520 | +18% |
| Nevada | $1,560 | +21% |
| Rhode Island | $1,590 | +24% |
| Colorado | $1,600 | +25% |
| Texas | $1,605 | +25% |
| District of Columbia | $1,610 | +25% |
| New Jersey | $1,615 | +26% |
| Georgia | $1,690 | +32% |
| New York | $1,810 | +41% |
| Louisiana | $1,870 | +46% |
| Florida | $1,990 | +55% |
Frequently asked questions
How much does it cost to insure a INEOS?
Across 1 current INEOS models, our full-coverage estimate averages $1,285 a year for a driver in their 30s with a clean record, 19% less than the average vehicle ($1,590).
What is the cheapest INEOS to insure?
The INEOS Grenadier has the lowest estimate at about $1,285 a year for full coverage; the INEOS Grenadier is the most expensive at about $1,285.
Are INEOS repairs expensive for insurers?
HLDI collision-loss data for 1 INEOS models averages 23 (100 = average of all vehicles), which is much better than average. Collision losses combine how often claims happen and how much repairs cost.
Where is it cheapest to insure a INEOS?
By our estimates, Vermont is the cheapest state (about $815 a year on average across current models) and Florida the most expensive (about $1,990).
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.