Estimates, not quotes

Mazda CX-5 Insurance Cost in Washington

Insuring a Mazda CX-5 in Washington costs about $1,165 a year ($97/month) for full coverage by our estimate — −12% versus the same car nationally — the 25th most expensive of 51 states for this model.

Mazda CX-5 (photo from Wikimedia Commons)
Photo: Mr.choppers, CC BY-SA 3.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Mazda CX-5 insurance in Washington at a glance

Full coverage
$1,165
$955–$1,375
25/50/10 minimum
$525
$44/mo
Same car nationally
$1,325
full coverage
Avg. car in WA
$1,380
−16% for the CX-5

The Mazda CX-5 is 16% cheaper than the average vehicle to insure in Washington, reflecting HLDI collision losses of 80 and comprehensive losses of 71 (100 = average). Washington's own base rates are 10% lower than the national average, which carries through to every model.

Washington factors that affect CX-5 premiums

  • Uninsured drivers: 19.1% of Washington drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your CX-5.
  • Theft: 259 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Washington's expected annual losses as very low for hail, relatively low for tornado, not rated for hurricane, relatively moderate for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.21 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Washington →

Mazda CX-5 insurance cost in Washington cities

CityFull coverageMinimumvs. state
Seattle$1,330$605+14%
Spokane$1,200$540+3%
Tacoma$1,310$595+12%
Vancouver$1,240$560+6%
Bellevue$1,250$565+7%
Kent$1,320$600+13%
Everett$1,265$575+9%
Spokane Valley$1,195$540+3%
Renton$1,320$600+13%
Yakima$1,170$5300%
Bellingham$1,165$5300%
Auburn$1,300$590+12%
Lynnwood$1,335$605+15%

Mazda CX-5 insurance in Washington by driver

Estimated annual Mazda CX-5 premium in Washington
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,450 $2,100 $3,200 $267
Young adult (22) $845 $1,225 $1,860 $155
Adult in their 30s $525 $765 $1,165 $97
Adult in their 50s $485 $705 $1,070 $89
Senior (72) $590 $855 $1,305 $109
30s, one at-fault accident $765 $1,110 $1,690 $141
30s, DUI on record $975 $1,415 $2,155 $180

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $525 $44 $430–$620
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $765 $64 $625–$900
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,165 $97 $955–$1,375

Washington minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Washington

ModelFull coverage in WAvs. CX-5
Honda CR-V$1,050−10%
Subaru Forester$1,005−14%
Subaru Crosstrek$1,025−12%
Nissan Rogue$1,280+10%

Estimate your CX-5 premium by ZIP code

Runs in your browser — nothing you enter is stored or sent to insurers.

Estimated annual premium
—
Per month
—

Mazda CX-5 insurance cost in every state · All Mazda models

Frequently asked questions

How much is Mazda CX-5 insurance in Washington?

About $1,165 a year ($97 a month) for full coverage and $525 for Washington's minimum liability, for a driver in their 30s with a clean record. That is 12% less than the national estimate for the same car.

Is the Mazda CX-5 cheaper to insure than the average car in Washington?

The average vehicle in Washington is about $1,380 a year for full coverage in our model, so the Mazda CX-5 is 16% cheaper than average.

Where in Washington is Mazda CX-5 insurance cheapest?

Among the largest Washington cities, Bellingham has the lowest estimate (about $1,165) and Lynnwood the highest (about $1,335).

What insurance do I need for a Mazda CX-5 in Washington?

Washington requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page