Honda Odyssey vs Dodge Grand Caravan Insurance Cost

The Dodge Grand Caravan is cheaper to insure by about $30 a year for full coverage by our estimate ($1,280 vs. $1,250), and cheaper in 45 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

Coverage	Honda Odyssey	Dodge Grand Caravan	Difference
State minimum	$500	$565	−$65
Standard (100/300/100)	$725	$820	−$95
Full coverage	$1,280	$1,250	+$30

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Odyssey minus Grand Caravan.

Why one costs more to insure

Factor	Honda Odyssey	Dodge Grand Caravan
Segment	Minivan	Minivan
Powertrains	Gasoline	Gasoline, Flex-fuel
HLDI collision (100 = avg)	80	—
HLDI comprehensive	72	—
HLDI property damage liability	83	—
HLDI bodily injury liability	70	—
NHTSA overall rating	5★	4★
NICB most-stolen rank	Not in top 10	Not in top 10
Recalls (latest 3 model years)	2	5

Odyssey vs Grand Caravan insurance by state

State	Odyssey	Grand Caravan	Difference
Alabama	$1,115	$1,065	+$50
Alaska	$1,125	$1,085	+$40
Arizona	$1,340	$1,315	+$25
Arkansas	$1,130	$1,060	+$70
California	$1,260	$1,205	+$55
Colorado	$1,450	$1,400	+$50
Connecticut	$1,365	$1,355	+$10
Delaware	$1,430	$1,445	−$15
District of Columbia	$1,615	$1,560	+$55
Florida	$1,830	$1,870	−$40
Georgia	$1,585	$1,595	−$10
Hawaii	$885	$845	+$40
Idaho	$870	$840	+$30
Illinois	$1,110	$1,070	+$40
Indiana	$910	$875	+$35
Iowa	$865	$810	+$55
Kansas	$1,020	$960	+$60
Kentucky	$1,080	$1,055	+$25
Louisiana	$1,770	$1,740	+$30
Maine	$815	$780	+$35
Maryland	$1,440	$1,415	+$25
Massachusetts	$1,260	$1,225	+$35
Michigan	$1,395	$1,350	+$45
Minnesota	$1,065	$1,015	+$50
Mississippi	$1,225	$1,170	+$55
Missouri	$1,160	$1,115	+$45
Montana	$1,020	$955	+$65
Nebraska	$1,025	$960	+$65
Nevada	$1,475	$1,505	−$30
New Hampshire	$915	$875	+$40
New Jersey	$1,545	$1,555	−$10
New Mexico	$1,150	$1,110	+$40
New York	$1,720	$1,720	—
North Carolina	$955	$895	+$60
North Dakota	$820	$750	+$70
Ohio	$915	$880	+$35
Oklahoma	$1,150	$1,090	+$60
Oregon	$1,150	$1,155	−$5
Pennsylvania	$1,120	$1,065	+$55
Rhode Island	$1,550	$1,540	+$10
South Carolina	$1,370	$1,365	+$5
South Dakota	$975	$890	+$85
Tennessee	$1,065	$1,015	+$50
Texas	$1,515	$1,455	+$60
Utah	$1,165	$1,160	+$5
Vermont	$835	$780	+$55
Virginia	$1,100	$1,070	+$30
Washington	$1,115	$1,110	+$5
West Virginia	$1,070	$1,010	+$60
Wisconsin	$875	$835	+$40
Wyoming	$995	$910	+$85

By driver profile (full coverage)

Driver	Odyssey	Grand Caravan
Teen driver (18, own policy)	$3,525	$3,435
Young adult (22)	$2,050	$2,000
Adult in their 30s	$1,280	$1,250
Adult in their 50s	$1,180	$1,150
Senior (72)	$1,435	$1,400
30s, one at-fault accident	$1,860	$1,810
30s, DUI on record	$2,370	$2,310

More comparisons

Frequently asked questions

Is the Honda Odyssey or the Dodge Grand Caravan cheaper to insure?

By our estimate the Dodge Grand Caravan is cheaper, by about $30 a year for full coverage ($1,280 vs. $1,250) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Honda Odyssey and Dodge Grand Caravan?

Mostly because of insurance-loss history: HLDI collision indices of 80 vs. n/a and comprehensive indices of 72 vs. n/a (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page