Estimates, not quotes

Honda Odyssey Insurance Cost in Maine

Insuring a Honda Odyssey in Maine costs about $815 a year ($68/month) for full coverage by our estimate — −36% versus the same car nationally — the 1st cheapest of 51 states for this model.

Honda Odyssey (photo from Wikimedia Commons)
Photo: Kevauto, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Honda Odyssey insurance in Maine at a glance

Full coverage
$815
$670–$965
50/100/25 minimum
$345
$29/mo
Same car nationally
$1,280
full coverage
Avg. car in ME
$1,015
−20% for the Odyssey

The Honda Odyssey is 20% cheaper than the average vehicle to insure in Maine, reflecting HLDI collision losses of 80 and comprehensive losses of 72 (100 = average). Maine's own base rates are 33% lower than the national average, which carries through to every model.

Maine factors that affect Odyssey premiums

  • Uninsured drivers: 5.7% of Maine drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Odyssey.
  • Theft: 59 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Maine's expected annual losses as very low for hail, relatively low for tornado, relatively low for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.17 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Maine →

Honda Odyssey insurance cost in Maine cities

CityFull coverageMinimumvs. state
Portland$955$405+17%
Lewiston$905$390+11%
Bangor$865$370+6%
South Portland$915$390+12%
Auburn$865$370+6%
Sanford$925$395+13%
Biddeford$915$390+12%
Westbrook$900$380+10%

Honda Odyssey insurance in Maine by driver

Estimated annual Honda Odyssey premium in Maine
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $955 $1,150 $2,245 $187
Young adult (22) $555 $670 $1,305 $109
Adult in their 30s $345 $420 $815 $68
Adult in their 50s $320 $385 $750 $63
Senior (72) $390 $470 $915 $76
30s, one at-fault accident $505 $610 $1,185 $99
30s, DUI on record $640 $775 $1,510 $126

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $345 $29 $285–$410
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $420 $35 $345–$495
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $815 $68 $670–$965

Maine minimum: 50/100/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Maine

ModelFull coverage in MEvs. Odyssey
Toyota Sienna$1,040+28%
Chrysler Pacifica$875+7%
Dodge Grand Caravan$920+13%
Kia Carnival$940+15%

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Estimated annual premium
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Honda Odyssey insurance cost in every state · All Honda models

Frequently asked questions

How much is Honda Odyssey insurance in Maine?

About $815 a year ($68 a month) for full coverage and $345 for Maine's minimum liability, for a driver in their 30s with a clean record. That is 36% less than the national estimate for the same car.

Is the Honda Odyssey cheaper to insure than the average car in Maine?

The average vehicle in Maine is about $1,015 a year for full coverage in our model, so the Honda Odyssey is 20% cheaper than average.

Where in Maine is Honda Odyssey insurance cheapest?

Among the largest Maine cities, Bangor has the lowest estimate (about $865) and Portland the highest (about $955).

What insurance do I need for a Honda Odyssey in Maine?

Maine requires at least 50/100/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page