Scion iM Insurance Cost in Nevada

Insuring a Scion iM in Nevada costs about $1,560 a year ($130/month) for full coverage by our estimate — +25% versus the same car nationally — the 7th most expensive of 51 states for this model.

Scion iM (photo from Wikimedia Commons) — Photo: mtan14, CC BY-SA 2.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Scion iM insurance in Nevada at a glance

Full coverage

$1,560

$1,280–$1,840

25/50/20 minimum

$895

$74/mo

Same car nationally

$1,250

full coverage

Avg. car in NV

$1,815

−14% for the iM

The Scion iM is 14% cheaper than the average vehicle to insure in Nevada. Nevada's own base rates are 14% higher than the national average, which carries through to every model.

Nevada factors that affect iM premiums

Uninsured drivers: 11.1% of Nevada drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your iM.
Theft: 397 vehicle thefts per 100,000 residents (U.S. 197).
Weather: FEMA rates Nevada's expected annual losses as very low for hail, very low for tornado, no expected annual losses for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
Crash risk: 1.47 traffic deaths per 100 million miles (U.S. 1.19).
Fault system: At-fault (tort).

Car insurance rules and costs in Nevada →

Scion iM insurance cost in Nevada cities

City	Full coverage	Minimum	vs. state
Las Vegas	$1,835	$1,050	+18%
Henderson	$1,765	$1,010	+13%
North Las Vegas	$1,795	$1,030	+15%
Reno	$1,690	$965	+8%
Sparks	$1,765	$1,010	+13%
Carson City	$1,520	$875	−3%
Fernley	$1,570	$900	+1%
Mesquite	$1,555	$890	0%

Scion iM insurance in Nevada by driver

Estimated annual Scion iM premium in Nevada
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$2,455	$3,560	$4,290	$358
Young adult (22)	$1,430	$2,070	$2,495	$208
Adult in their 30s	$895	$1,295	$1,560	$130
Adult in their 50s	$820	$1,190	$1,435	$120
Senior (72)	$1,000	$1,450	$1,745	$145
30s, one at-fault accident	$1,295	$1,875	$2,260	$188
30s, DUI on record	$1,650	$2,395	$2,885	$240

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$895	$74	$730–$1,055
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$1,295	$108	$1,060–$1,525
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,560	$130	$1,280–$1,840

Nevada minimum: 25/50/20 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Nevada

Model	Full coverage in NV	vs. iM
Honda Civic	$2,120	+36%
Toyota Corolla	$2,000	+28%
Volkswagen Golf	$1,780	+14%
Toyota Prius	$1,785	+14%

Estimate your iM premium by ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Per month

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Scion iM insurance cost in every state · All Scion models

Frequently asked questions

How much is Scion iM insurance in Nevada?

About $1,560 a year ($130 a month) for full coverage and $895 for Nevada's minimum liability, for a driver in their 30s with a clean record. That is 25% more than the national estimate for the same car.

Is the Scion iM cheaper to insure than the average car in Nevada?

The average vehicle in Nevada is about $1,815 a year for full coverage in our model, so the Scion iM is 14% cheaper than average.

Where in Nevada is Scion iM insurance cheapest?

Among the largest Nevada cities, Carson City has the lowest estimate (about $1,520) and Las Vegas the highest (about $1,835).

What insurance do I need for a Scion iM in Nevada?

Nevada requires at least 25/50/20 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page