Scion Insurance Cost
Across 8 Scion models, full coverage averages about $1,253 a year by our estimate — −21% versus the average vehicle ($1,590).
Scion insurance profile
Scion’s lineup is made up mostly of 4 subcompact cars, 2 compact cars, and 1 sports car.
Every Scion model ranked by insurance cost
| Model | Segment | Model years | HLDI collision | Est. full / yr | vs. avg car |
|---|---|---|---|---|---|
| xB | Wagon | 2005–2015 | — | $1,190 | −25% |
| iA | Subcompact car | 2016–2016 | — | $1,220 | −23% |
| iQ | Subcompact car | 2011–2015 | — | $1,220 | −23% |
| xD | Subcompact car | 2008–2014 | — | $1,220 | −23% |
| xA | Subcompact car | 2005–2006 | — | $1,220 | −23% |
| iM | Compact car | 2016–2016 | — | $1,250 | −21% |
| tC | Compact car | 2005–2016 | — | $1,250 | −21% |
| FR-S | Sports car | 2013–2016 | — | $1,450 | −9% |
What makes Scion insurance cost more or less
- EV batteries: 1 electric model — battery packs and high-voltage components are costly to repair or replace after a crash.
- Segment mix: 4 subcompact car, 2 compact car, 1 sports car, 1 wagon.
Average Scion insurance cost by state
Average full-coverage estimate across current Scion models, cheapest state first.
| State | Avg. full coverage | vs. national |
|---|---|---|
| Maine | $1,004 | −20% |
| North Dakota | $1,004 | −20% |
| Vermont | $1,024 | −18% |
| Iowa | $1,067 | −15% |
| Idaho | $1,074 | −14% |
| Wisconsin | $1,078 | −14% |
| Hawaii | $1,089 | −13% |
| Indiana | $1,123 | −10% |
| New Hampshire | $1,124 | −10% |
| Ohio | $1,129 | −10% |
| North Carolina | $1,175 | −6% |
| South Dakota | $1,199 | −4% |
| Wyoming | $1,225 | −2% |
| Montana | $1,256 | 0% |
| Kansas | $1,258 | 0% |
| Nebraska | $1,261 | +1% |
| Tennessee | $1,311 | +5% |
| Minnesota | $1,316 | +5% |
| West Virginia | $1,317 | +5% |
| Kentucky | $1,332 | +6% |
| Virginia | $1,360 | +9% |
| Illinois | $1,371 | +9% |
| Alabama | $1,374 | +10% |
| Pennsylvania | $1,379 | +10% |
| Washington | $1,384 | +10% |
| Alaska | $1,386 | +11% |
| Arkansas | $1,388 | +11% |
| New Mexico | $1,417 | +13% |
| Oklahoma | $1,421 | +13% |
| Oregon | $1,428 | +14% |
| Missouri | $1,433 | +14% |
| Utah | $1,441 | +15% |
| Mississippi | $1,508 | +20% |
| California | $1,550 | +24% |
| Massachusetts | $1,557 | +24% |
| Arizona | $1,661 | +33% |
| Connecticut | $1,686 | +35% |
| South Carolina | $1,697 | +35% |
| Michigan | $1,724 | +38% |
| Delaware | $1,776 | +42% |
| Maryland | $1,779 | +42% |
| Colorado | $1,792 | +43% |
| Nevada | $1,830 | +46% |
| Texas | $1,871 | +49% |
| New Jersey | $1,917 | +53% |
| Rhode Island | $1,918 | +53% |
| Georgia | $1,968 | +57% |
| District of Columbia | $1,993 | +59% |
| New York | $2,131 | +70% |
| Louisiana | $2,193 | +75% |
| Florida | $2,276 | +82% |
Frequently asked questions
How much does it cost to insure a Scion?
Across 8 current Scion models, our full-coverage estimate averages $1,253 a year for a driver in their 30s with a clean record, 21% less than the average vehicle ($1,590).
What is the cheapest Scion to insure?
The Scion xB has the lowest estimate at about $1,190 a year for full coverage; the Scion FR-S is the most expensive at about $1,450.
Where is it cheapest to insure a Scion?
By our estimates, Maine is the cheapest state (about $1,004 a year on average across current models) and Florida the most expensive (about $2,276).
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.