Estimates, not quotes

Mitsubishi Lancer Insurance Cost in Maine

Insuring a Mitsubishi Lancer in Maine costs about $785 a year ($66/month) for full coverage by our estimate — −38% versus the same car nationally — the 3rd cheapest of 51 states for this model.

Mitsubishi Lancer (photo from Wikimedia Commons)
Photo: IFCAR, Public domain
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Mitsubishi Lancer insurance in Maine at a glance

Full coverage
$785
$645–$930
50/100/25 minimum
$440
$36/mo
Same car nationally
$1,275
full coverage
Avg. car in ME
$1,015
−23% for the Lancer

The Mitsubishi Lancer is 23% cheaper than the average vehicle to insure in Maine. Maine's own base rates are 33% lower than the national average, which carries through to every model.

Maine factors that affect Lancer premiums

  • Uninsured drivers: 5.7% of Maine drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Lancer.
  • Theft: 59 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Maine's expected annual losses as very low for hail, relatively low for tornado, relatively low for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.17 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Maine →

Mitsubishi Lancer insurance cost in Maine cities

CityFull coverageMinimumvs. state
Portland$920$510+17%
Lewiston$875$490+11%
Bangor$835$465+6%
South Portland$880$490+12%
Auburn$835$465+6%
Sanford$895$495+14%
Biddeford$880$490+12%
Westbrook$865$480+10%

Mitsubishi Lancer insurance in Maine by driver

Estimated annual Mitsubishi Lancer premium in Maine
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,205 $1,455 $2,160 $180
Young adult (22) $700 $845 $1,260 $105
Adult in their 30s $440 $530 $785 $65
Adult in their 50s $405 $485 $725 $60
Senior (72) $490 $590 $880 $73
30s, one at-fault accident $635 $765 $1,140 $95
30s, DUI on record $810 $980 $1,455 $121

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $440 $36 $360–$515
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $530 $44 $435–$625
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $785 $66 $645–$930

Maine minimum: 50/100/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Maine

ModelFull coverage in MEvs. Lancer
Honda Civic$1,155+47%
Toyota Corolla$1,080+38%
Volkswagen Golf$980+25%
Toyota Prius$1,025+31%

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Mitsubishi Lancer insurance cost in every state · All Mitsubishi models

Frequently asked questions

How much is Mitsubishi Lancer insurance in Maine?

About $785 a year ($66 a month) for full coverage and $440 for Maine's minimum liability, for a driver in their 30s with a clean record. That is 38% less than the national estimate for the same car.

Is the Mitsubishi Lancer cheaper to insure than the average car in Maine?

The average vehicle in Maine is about $1,015 a year for full coverage in our model, so the Mitsubishi Lancer is 23% cheaper than average.

Where in Maine is Mitsubishi Lancer insurance cheapest?

Among the largest Maine cities, Bangor has the lowest estimate (about $835) and Portland the highest (about $920).

What insurance do I need for a Mitsubishi Lancer in Maine?

Maine requires at least 50/100/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page