Estimates, not quotes

Mitsubishi Lancer Insurance Cost in Connecticut

Insuring a Mitsubishi Lancer in Connecticut costs about $1,400 a year ($117/month) for full coverage by our estimate — +10% versus the same car nationally — the 14th most expensive of 51 states for this model.

Mitsubishi Lancer (photo from Wikimedia Commons)
Photo: IFCAR, Public domain
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Mitsubishi Lancer insurance in Connecticut at a glance

Full coverage
$1,400
$1,150–$1,650
25/50/25 minimum
$735
$61/mo
Same car nationally
$1,275
full coverage
Avg. car in CT
$1,685
−17% for the Lancer

The Mitsubishi Lancer is 17% cheaper than the average vehicle to insure in Connecticut. Connecticut's own base rates are 9% higher than the national average, which carries through to every model.

Connecticut factors that affect Lancer premiums

  • Uninsured drivers: 11.8% of Connecticut drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Lancer.
  • Theft: 171 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Connecticut's expected annual losses as very low for hail, relatively low for tornado, relatively moderate for hurricane, relatively moderate for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.00 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Connecticut →

Mitsubishi Lancer insurance cost in Connecticut cities

CityFull coverageMinimumvs. state
Bridgeport$1,630$855+16%
Stamford$1,520$795+9%
New Haven$1,485$775+6%
Hartford$1,500$785+7%
Waterbury$1,520$795+9%
Norwalk$1,510$790+8%
Danbury$1,495$780+7%
New Britain$1,460$765+4%

Mitsubishi Lancer insurance in Connecticut by driver

Estimated annual Mitsubishi Lancer premium in Connecticut
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $2,015 $2,920 $3,850 $321
Young adult (22) $1,170 $1,700 $2,240 $187
Adult in their 30s $735 $1,065 $1,400 $117
Adult in their 50s $675 $980 $1,290 $108
Senior (72) $820 $1,190 $1,570 $131
30s, one at-fault accident $1,065 $1,540 $2,030 $169
30s, DUI on record $1,355 $1,965 $2,590 $216

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $735 $61 $600–$865
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $1,065 $89 $870–$1,255
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,400 $117 $1,150–$1,650

Connecticut minimum: 25/50/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Connecticut

ModelFull coverage in CTvs. Lancer
Honda Civic$1,950+39%
Toyota Corolla$1,830+31%
Volkswagen Golf$1,645+18%
Toyota Prius$1,680+20%

Estimate your Lancer premium by ZIP code

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Mitsubishi Lancer insurance cost in every state · All Mitsubishi models

Frequently asked questions

How much is Mitsubishi Lancer insurance in Connecticut?

About $1,400 a year ($117 a month) for full coverage and $735 for Connecticut's minimum liability, for a driver in their 30s with a clean record. That is 10% more than the national estimate for the same car.

Is the Mitsubishi Lancer cheaper to insure than the average car in Connecticut?

The average vehicle in Connecticut is about $1,685 a year for full coverage in our model, so the Mitsubishi Lancer is 17% cheaper than average.

Where in Connecticut is Mitsubishi Lancer insurance cheapest?

Among the largest Connecticut cities, New Britain has the lowest estimate (about $1,460) and Bridgeport the highest (about $1,630).

What insurance do I need for a Mitsubishi Lancer in Connecticut?

Connecticut requires at least 25/50/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page