Estimates, not quotes

Lexus LS Insurance Cost in Wyoming

Insuring a Lexus LS in Wyoming costs about $1,750 a year ($146/month) for full coverage by our estimate — −21% versus the same car nationally — the 13th cheapest of 51 states for this model.

Lexus LS (photo from Wikimedia Commons)
Photo: Kevauto, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Lexus LS insurance in Wyoming at a glance

Full coverage
$1,750
$1,435–$2,065
25/50/20 minimum
$380
$32/mo
Same car nationally
$2,225
full coverage
Avg. car in WY
$1,260
+39% for the LS

The Lexus LS is 39% more expensive than the average vehicle to insure in Wyoming, reflecting HLDI collision losses of 214 and comprehensive losses of 127 (100 = average). Wyoming's own base rates are 26% lower than the national average, which carries through to every model.

Wyoming factors that affect LS premiums

  • Uninsured drivers: 6.7% of Wyoming drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your LS.
  • Theft: 78 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Wyoming's expected annual losses as relatively low for hail, relatively low for tornado, not rated for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.10 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Wyoming →

Lexus LS insurance cost in Wyoming cities

CityFull coverageMinimumvs. state
Cheyenne$2,060$435+18%
Casper$2,040$445+17%
Gillette$2,045$440+17%
Laramie$1,955$425+12%
Rock Springs$2,040$450+17%
Sheridan$1,930$420+10%
Evanston$1,935$430+11%
Green River$2,030$450+16%

Lexus LS insurance in Wyoming by driver

Estimated annual Lexus LS premium in Wyoming
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,040 $1,510 $4,815 $401
Young adult (22) $605 $880 $2,800 $233
Adult in their 30s $380 $550 $1,750 $146
Adult in their 50s $350 $505 $1,610 $134
Senior (72) $425 $615 $1,960 $163
30s, one at-fault accident $550 $795 $2,540 $212
30s, DUI on record $700 $1,015 $3,240 $270

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $380 $32 $310–$445
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $550 $46 $450–$650
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,750 $146 $1,435–$2,065

Wyoming minimum: 25/50/20 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Wyoming

ModelFull coverage in WYvs. LS
Audi S4$1,725−1%
Audi S5$1,590−9%
Audi A6$1,585−9%
Lucid Air$2,230+27%

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Lexus LS insurance cost in every state · All Lexus models

Frequently asked questions

How much is Lexus LS insurance in Wyoming?

About $1,750 a year ($146 a month) for full coverage and $380 for Wyoming's minimum liability, for a driver in their 30s with a clean record. That is 21% less than the national estimate for the same car.

Is the Lexus LS cheaper to insure than the average car in Wyoming?

The average vehicle in Wyoming is about $1,260 a year for full coverage in our model, so the Lexus LS is 39% more expensive than average.

Where in Wyoming is Lexus LS insurance cheapest?

Among the largest Wyoming cities, Sheridan has the lowest estimate (about $1,930) and Cheyenne the highest (about $2,060).

What insurance do I need for a Lexus LS in Wyoming?

Wyoming requires at least 25/50/20 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page