Land Rover Range Rover Insurance Cost in Delaware

Insuring a Land Rover Range Rover in Delaware costs about $2,215 a year ($185/month) for full coverage by our estimate — 0% versus the same car nationally — the 18th most expensive of 51 states for this model.

Land Rover Range Rover (photo from Wikimedia Commons) — Photo: Vauxford, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Land Rover Range Rover insurance in Delaware at a glance

Full coverage

$2,215

$1,815–$2,615

25/50/10 minimum

$690

$57/mo

Same car nationally

$2,210

full coverage

Avg. car in DE

$1,770

+25% for the Range Rover

The Land Rover Range Rover is 25% more expensive than the average vehicle to insure in Delaware, reflecting HLDI collision losses of 157 and comprehensive losses of 339 (100 = average). Delaware's own base rates are 14% higher than the national average, which carries through to every model.

Delaware factors that affect Range Rover premiums

Uninsured drivers: 17.6% of Delaware drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Range Rover.
Theft: 188 vehicle thefts per 100,000 residents (U.S. 197).
Weather: FEMA rates Delaware's expected annual losses as very low for hail, relatively low for tornado, relatively low for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
Crash risk: 1.27 traffic deaths per 100 million miles (U.S. 1.19).
Fault system: At-fault (tort), with required personal injury protection.

Car insurance rules and costs in Delaware →

Land Rover Range Rover insurance cost in Delaware cities

City	Full coverage	Minimum	vs. state
Wilmington	$2,460	$765	+11%
Dover	$2,255	$705	+2%
Newark	$2,265	$705	+2%
Middletown	$2,435	$755	+10%
Milford	$2,260	$700	+2%
Smyrna	$2,505	$780	+13%
Seaford	$2,390	$740	+8%
Georgetown	$2,390	$740	+8%

Land Rover Range Rover insurance in Delaware by driver

Estimated annual Land Rover Range Rover premium in Delaware
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,890	$2,745	$6,095	$508
Young adult (22)	$1,100	$1,595	$3,545	$295
Adult in their 30s	$690	$1,000	$2,215	$185
Adult in their 50s	$635	$920	$2,040	$170
Senior (72)	$770	$1,120	$2,480	$207
30s, one at-fault accident	$1,000	$1,445	$3,215	$268
30s, DUI on record	$1,275	$1,845	$4,100	$342

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$690	$57	$565–$810
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$1,000	$83	$820–$1,175
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$2,215	$185	$1,815–$2,615

Delaware minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Delaware

Model	Full coverage in DE	vs. Range Rover
Porsche Cayenne	$1,885	−15%
Lamborghini Urus	$3,840	+73%
BMW X6	$2,425	+9%
Mercedes-Benz G-Class	$2,520	+14%

Estimate your Range Rover premium by ZIP code

Runs in your browser — nothing you enter is stored or sent to insurers.

State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

—

Per month

—

Land Rover Range Rover insurance cost in every state · All Land Rover models

Frequently asked questions

How much is Land Rover Range Rover insurance in Delaware?

About $2,215 a year ($185 a month) for full coverage and $690 for Delaware's minimum liability, for a driver in their 30s with a clean record. That is about the same as the national estimate for the same car.

Is the Land Rover Range Rover cheaper to insure than the average car in Delaware?

The average vehicle in Delaware is about $1,770 a year for full coverage in our model, so the Land Rover Range Rover is 25% more expensive than average.

Where in Delaware is Land Rover Range Rover insurance cheapest?

Among the largest Delaware cities, Dover has the lowest estimate (about $2,255) and Smyrna the highest (about $2,505).

What insurance do I need for a Land Rover Range Rover in Delaware?

Delaware requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page