Estimates, not quotes

Land Rover Discovery Sport Insurance Cost in Nebraska

Insuring a Land Rover Discovery Sport in Nebraska costs about $1,330 a year ($111/month) for full coverage by our estimate — −19% versus the same car nationally — the 16th cheapest of 51 states for this model.

Land Rover Discovery Sport (photo from Wikimedia Commons)
Photo: Vauxford, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Land Rover Discovery Sport insurance in Nebraska at a glance

Full coverage
$1,330
$1,090–$1,565
25/50/25 minimum
$390
$33/mo
Same car nationally
$1,635
full coverage
Avg. car in NE
$1,285
+4% for the Discovery Sport

The Land Rover Discovery Sport is 4% more expensive than the average vehicle to insure in Nebraska, reflecting HLDI collision losses of 113 and comprehensive losses of 107 (100 = average). Nebraska's own base rates are 23% lower than the national average, which carries through to every model.

Nebraska factors that affect Discovery Sport premiums

  • Uninsured drivers: 9.5% of Nebraska drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Discovery Sport.
  • Theft: 185 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Nebraska's expected annual losses as relatively high for hail, relatively high for tornado, no expected annual losses for hurricane, relatively low for inland (river) flooding, relatively high for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.15 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Nebraska →

Land Rover Discovery Sport insurance cost in Nebraska cities

CityFull coverageMinimumvs. state
Omaha$1,515$445+14%
Lincoln$1,485$440+12%
Bellevue$1,505$445+13%
Grand Island$1,430$420+8%
Kearney$1,405$415+6%
Fremont$1,445$430+9%
Norfolk$1,360$400+2%
Papillion$1,510$445+14%

Land Rover Discovery Sport insurance in Nebraska by driver

Estimated annual Land Rover Discovery Sport premium in Nebraska
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,075 $1,560 $3,650 $304
Young adult (22) $625 $910 $2,125 $177
Adult in their 30s $390 $570 $1,330 $111
Adult in their 50s $360 $525 $1,220 $102
Senior (72) $440 $635 $1,485 $124
30s, one at-fault accident $570 $825 $1,925 $160
30s, DUI on record $725 $1,050 $2,455 $205

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $390 $33 $320–$460
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $570 $47 $465–$670
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,330 $111 $1,090–$1,565

Nebraska minimum: 25/50/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Nebraska

ModelFull coverage in NEvs. Discovery Sport
BMW X3$1,295−3%
Infiniti QX60$1,270−5%
Infiniti QX50$1,340+1%
Infiniti QX80$1,395+5%

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Land Rover Discovery Sport insurance cost in every state · All Land Rover models

Frequently asked questions

How much is Land Rover Discovery Sport insurance in Nebraska?

About $1,330 a year ($111 a month) for full coverage and $390 for Nebraska's minimum liability, for a driver in their 30s with a clean record. That is 19% less than the national estimate for the same car.

Is the Land Rover Discovery Sport cheaper to insure than the average car in Nebraska?

The average vehicle in Nebraska is about $1,285 a year for full coverage in our model, so the Land Rover Discovery Sport is 4% more expensive than average.

Where in Nebraska is Land Rover Discovery Sport insurance cheapest?

Among the largest Nebraska cities, Norfolk has the lowest estimate (about $1,360) and Omaha the highest (about $1,515).

What insurance do I need for a Land Rover Discovery Sport in Nebraska?

Nebraska requires at least 25/50/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page