Chrysler Pacifica Insurance Cost in Washington

Insuring a Chrysler Pacifica in Washington costs about $1,195 a year ($100/month) for full coverage by our estimate — −13% versus the same car nationally — the 24th cheapest of 51 states for this model.

Chrysler Pacifica (photo from Wikimedia Commons) — Photo: Mr.choppers, CC BY-SA 3.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Chrysler Pacifica insurance in Washington at a glance

Full coverage

$1,195

$980–$1,410

25/50/10 minimum

$525

$44/mo

Same car nationally

$1,375

full coverage

Avg. car in WA

$1,380

−13% for the Pacifica

The Chrysler Pacifica is 13% cheaper than the average vehicle to insure in Washington, reflecting HLDI collision losses of 77 and comprehensive losses of 93 (100 = average). Washington's own base rates are 10% lower than the national average, which carries through to every model.

Washington factors that affect Pacifica premiums

Uninsured drivers: 19.1% of Washington drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Pacifica.
Theft: 259 vehicle thefts per 100,000 residents (U.S. 197).
Weather: FEMA rates Washington's expected annual losses as very low for hail, relatively low for tornado, not rated for hurricane, relatively moderate for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
Crash risk: 1.21 traffic deaths per 100 million miles (U.S. 1.19).
Fault system: At-fault (tort).

Car insurance rules and costs in Washington →

Chrysler Pacifica insurance cost in Washington cities

City	Full coverage	Minimum	vs. state
Seattle	$1,365	$600	+14%
Spokane	$1,235	$540	+3%
Tacoma	$1,350	$590	+13%
Vancouver	$1,275	$560	+7%
Bellevue	$1,285	$565	+8%
Kent	$1,355	$595	+13%
Everett	$1,300	$570	+9%
Spokane Valley	$1,230	$535	+3%
Renton	$1,355	$595	+13%
Yakima	$1,205	$525	+1%
Bellingham	$1,195	$525	0%
Auburn	$1,335	$585	+12%
Lynnwood	$1,370	$600	+15%

Chrysler Pacifica insurance in Washington by driver

Estimated annual Chrysler Pacifica premium in Washington
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,440	$2,090	$3,290	$274
Young adult (22)	$840	$1,215	$1,915	$160
Adult in their 30s	$525	$760	$1,195	$100
Adult in their 50s	$480	$700	$1,100	$92
Senior (72)	$585	$850	$1,340	$112
30s, one at-fault accident	$760	$1,100	$1,735	$145
30s, DUI on record	$970	$1,405	$2,215	$185

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$525	$44	$430–$620
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$760	$63	$625–$895
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,195	$100	$980–$1,410

Washington minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Washington

Model	Full coverage in WA	vs. Pacifica
Toyota Sienna	$1,410	+18%
Honda Odyssey	$1,115	−7%
Dodge Grand Caravan	$1,260	+5%
Kia Carnival	$1,275	+7%

Estimate your Pacifica premium by ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Chrysler Pacifica insurance cost in every state · All Chrysler models

Frequently asked questions

How much is Chrysler Pacifica insurance in Washington?

About $1,195 a year ($100 a month) for full coverage and $525 for Washington's minimum liability, for a driver in their 30s with a clean record. That is 13% less than the national estimate for the same car.

Is the Chrysler Pacifica cheaper to insure than the average car in Washington?

The average vehicle in Washington is about $1,380 a year for full coverage in our model, so the Chrysler Pacifica is 13% cheaper than average.

Where in Washington is Chrysler Pacifica insurance cheapest?

Among the largest Washington cities, Bellingham has the lowest estimate (about $1,195) and Lynnwood the highest (about $1,370).

What insurance do I need for a Chrysler Pacifica in Washington?

Washington requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page