Chrysler Insurance Cost
Across 2 current Chrysler models, full coverage averages about $1,385 a year by our estimate — −13% versus the average vehicle ($1,590).
Chrysler insurance profile
Chrysler’s lineup is made up mostly of 2 minivans. HLDI collision losses for its models average 77 (100 = all-vehicle average).
Every Chrysler model ranked by insurance cost
| Model | Segment | Model years | HLDI collision | Est. full / yr | vs. avg car |
|---|---|---|---|---|---|
| Pacifica | Minivan | 2005–2027 | 77 | $1,375 | −14% |
| Voyager | Minivan | 2020–2026 | — | $1,395 | −12% |
Older and discontinued Chrysler models
- 300 2005–2023
- 200 2011–2017
- Town and Country 2005–2016
- PT Cruiser 2005–2010
- Sebring 2005–2010
- Aspen 2007–2009
- Crossfire 2005–2008
What makes Chrysler insurance cost more or less
- Claims history: HLDI collision indices across 1 models range from 77 to 77, so the model you pick matters as much as the brand.
- Segment mix: 2 minivan.
Average Chrysler insurance cost by state
Average full-coverage estimate across current Chrysler models, cheapest state first.
| State | Avg. full coverage | vs. national |
|---|---|---|
| Maine | $893 | −36% |
| North Dakota | $905 | −35% |
| Vermont | $910 | −34% |
| Idaho | $950 | −31% |
| Hawaii | $960 | −31% |
| Iowa | $960 | −31% |
| Wisconsin | $963 | −30% |
| New Hampshire | $995 | −28% |
| Indiana | $998 | −28% |
| Ohio | $1,000 | −28% |
| North Carolina | $1,043 | −25% |
| South Dakota | $1,088 | −21% |
| Wyoming | $1,108 | −20% |
| Kansas | $1,128 | −19% |
| Montana | $1,128 | −19% |
| Nebraska | $1,128 | −19% |
| Tennessee | $1,163 | −16% |
| West Virginia | $1,173 | −15% |
| Minnesota | $1,175 | −15% |
| Kentucky | $1,178 | −15% |
| Virginia | $1,205 | −13% |
| Illinois | $1,213 | −12% |
| Washington | $1,215 | −12% |
| Alabama | $1,218 | −12% |
| Pennsylvania | $1,223 | −12% |
| Alaska | $1,225 | −12% |
| Arkansas | $1,238 | −11% |
| Oregon | $1,255 | −9% |
| New Mexico | $1,260 | −9% |
| Oklahoma | $1,268 | −8% |
| Utah | $1,270 | −8% |
| Missouri | $1,275 | −8% |
| Mississippi | $1,343 | −3% |
| California | $1,365 | −1% |
| Massachusetts | $1,370 | −1% |
| Arizona | $1,470 | +6% |
| Connecticut | $1,483 | +7% |
| South Carolina | $1,498 | +8% |
| Michigan | $1,520 | +10% |
| Delaware | $1,560 | +13% |
| Maryland | $1,568 | +13% |
| Colorado | $1,600 | +16% |
| Nevada | $1,600 | +16% |
| Texas | $1,665 | +20% |
| New Jersey | $1,683 | +22% |
| Rhode Island | $1,685 | +22% |
| Georgia | $1,730 | +25% |
| District of Columbia | $1,760 | +27% |
| New York | $1,875 | +35% |
| Louisiana | $1,938 | +40% |
| Florida | $1,998 | +44% |
Frequently asked questions
How much does it cost to insure a Chrysler?
Across 2 current Chrysler models, our full-coverage estimate averages $1,385 a year for a driver in their 30s with a clean record, 13% less than the average vehicle ($1,590).
What is the cheapest Chrysler to insure?
The Chrysler Pacifica has the lowest estimate at about $1,375 a year for full coverage; the Chrysler Voyager is the most expensive at about $1,395.
Are Chrysler repairs expensive for insurers?
HLDI collision-loss data for 1 Chrysler models averages 77 (100 = average of all vehicles), which is much better than average. Collision losses combine how often claims happen and how much repairs cost.
Where is it cheapest to insure a Chrysler?
By our estimates, Maine is the cheapest state (about $893 a year on average across current models) and Florida the most expensive (about $1,998).
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.