Estimates, not quotes

Chrysler 300 Insurance Cost in South Carolina

Insuring a Chrysler 300 in South Carolina costs about $1,615 a year ($135/month) for full coverage by our estimate — +8% versus the same car nationally — the 14th most expensive of 51 states for this model.

Chrysler 300 (photo from Wikimedia Commons)
Photo: Kevauto, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Chrysler 300 insurance in South Carolina at a glance

Full coverage
$1,615
$1,325–$1,905
25/50/25 minimum
$735
$61/mo
Same car nationally
$1,500
full coverage
Avg. car in SC
$1,700
−5% for the 300

The Chrysler 300 is 5% cheaper than the average vehicle to insure in South Carolina. South Carolina's own base rates are 7% higher than the national average, which carries through to every model.

South Carolina factors that affect 300 premiums

  • Uninsured drivers: 10.3% of South Carolina drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your 300.
  • Theft: 162 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates South Carolina's expected annual losses as relatively low for hail, relatively moderate for tornado, relatively high for hurricane, relatively moderate for inland (river) flooding, relatively moderate for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.67 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in South Carolina →

Chrysler 300 insurance cost in South Carolina cities

CityFull coverageMinimumvs. state
Charleston$1,740$790+8%
Columbia$1,615$7300%
North Charleston$1,760$800+9%
Mount Pleasant$1,780$810+10%
Rock Hill$1,770$805+10%
Greenville$1,715$775+6%
Summerville$1,890$865+17%
Goose Creek$1,760$800+9%
Florence$1,660$755+3%
Myrtle Beach$1,655$750+2%
Spartanburg$1,710$775+6%
Anderson$1,735$790+7%
Lancaster$1,765$805+9%

Chrysler 300 insurance in South Carolina by driver

Estimated annual Chrysler 300 premium in South Carolina
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $2,015 $2,920 $4,440 $370
Young adult (22) $1,175 $1,700 $2,585 $215
Adult in their 30s $735 $1,065 $1,615 $135
Adult in their 50s $675 $980 $1,485 $124
Senior (72) $820 $1,190 $1,810 $151
30s, one at-fault accident $1,065 $1,540 $2,340 $195
30s, DUI on record $1,355 $1,965 $2,985 $249

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $735 $61 $600–$865
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $1,065 $89 $870–$1,255
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,615 $135 $1,325–$1,905

South Carolina minimum: 25/50/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in South Carolina

ModelFull coverage in SCvs. 300
Dodge Charger$1,735+7%
Tesla Model S$2,100+30%
Toyota Avalon$1,705+6%
Chevrolet SS$1,735+7%

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Chrysler 300 insurance cost in every state · All Chrysler models

Frequently asked questions

How much is Chrysler 300 insurance in South Carolina?

About $1,615 a year ($135 a month) for full coverage and $735 for South Carolina's minimum liability, for a driver in their 30s with a clean record. That is 8% more than the national estimate for the same car.

Is the Chrysler 300 cheaper to insure than the average car in South Carolina?

The average vehicle in South Carolina is about $1,700 a year for full coverage in our model, so the Chrysler 300 is 5% cheaper than average.

Where in South Carolina is Chrysler 300 insurance cheapest?

Among the largest South Carolina cities, Columbia has the lowest estimate (about $1,615) and Summerville the highest (about $1,890).

What insurance do I need for a Chrysler 300 in South Carolina?

South Carolina requires at least 25/50/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page