Estimates, not quotes

Chrysler 300 Insurance Cost in Nevada

Insuring a Chrysler 300 in Nevada costs about $1,745 a year ($146/month) for full coverage by our estimate — +16% versus the same car nationally — the 9th most expensive of 51 states for this model.

Chrysler 300 (photo from Wikimedia Commons)
Photo: Kevauto, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Chrysler 300 insurance in Nevada at a glance

Full coverage
$1,745
$1,430–$2,060
25/50/20 minimum
$865
$72/mo
Same car nationally
$1,500
full coverage
Avg. car in NV
$1,815
−4% for the 300

The Chrysler 300 is 4% cheaper than the average vehicle to insure in Nevada. Nevada's own base rates are 14% higher than the national average, which carries through to every model.

Nevada factors that affect 300 premiums

  • Uninsured drivers: 11.1% of Nevada drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your 300.
  • Theft: 397 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Nevada's expected annual losses as very low for hail, very low for tornado, no expected annual losses for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.47 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Nevada →

Chrysler 300 insurance cost in Nevada cities

CityFull coverageMinimumvs. state
Las Vegas$2,055$1,020+18%
Henderson$1,975$980+13%
North Las Vegas$2,010$1,000+15%
Reno$1,890$940+8%
Sparks$1,975$980+13%
Carson City$1,700$850−3%
Fernley$1,755$875+1%
Mesquite$1,740$8650%

Chrysler 300 insurance in Nevada by driver

Estimated annual Chrysler 300 premium in Nevada
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $2,385 $3,455 $4,800 $400
Young adult (22) $1,385 $2,010 $2,795 $233
Adult in their 30s $865 $1,255 $1,745 $145
Adult in their 50s $795 $1,155 $1,605 $134
Senior (72) $970 $1,410 $1,955 $163
30s, one at-fault accident $1,255 $1,820 $2,530 $211
30s, DUI on record $1,605 $2,325 $3,230 $269

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $865 $72 $710–$1,025
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $1,255 $105 $1,030–$1,485
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,745 $146 $1,430–$2,060

Nevada minimum: 25/50/20 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Nevada

ModelFull coverage in NVvs. 300
Dodge Charger$1,855+6%
Tesla Model S$2,185+25%
Toyota Avalon$1,815+4%
Chevrolet SS$1,855+6%

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Chrysler 300 insurance cost in every state · All Chrysler models

Frequently asked questions

How much is Chrysler 300 insurance in Nevada?

About $1,745 a year ($146 a month) for full coverage and $865 for Nevada's minimum liability, for a driver in their 30s with a clean record. That is 16% more than the national estimate for the same car.

Is the Chrysler 300 cheaper to insure than the average car in Nevada?

The average vehicle in Nevada is about $1,815 a year for full coverage in our model, so the Chrysler 300 is 4% cheaper than average.

Where in Nevada is Chrysler 300 insurance cheapest?

Among the largest Nevada cities, Carson City has the lowest estimate (about $1,700) and Las Vegas the highest (about $2,055).

What insurance do I need for a Chrysler 300 in Nevada?

Nevada requires at least 25/50/20 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page