Estimates, not quotes

Chrysler 300 Insurance Cost in Hawaii

Insuring a Chrysler 300 in Hawaii costs about $1,030 a year ($86/month) for full coverage by our estimate — −31% versus the same car nationally — the 7th cheapest of 51 states for this model.

Chrysler 300 (photo from Wikimedia Commons)
Photo: Kevauto, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Chrysler 300 insurance in Hawaii at a glance

Full coverage
$1,030
$845–$1,215
40/80/20 minimum
$435
$36/mo
Same car nationally
$1,500
full coverage
Avg. car in HI
$1,095
−6% for the 300

The Chrysler 300 is 6% cheaper than the average vehicle to insure in Hawaii. Hawaii's own base rates are 31% lower than the national average, which carries through to every model.

Hawaii factors that affect 300 premiums

  • Uninsured drivers: 9.6% of Hawaii drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your 300.
  • Theft: 282 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Hawaii's expected annual losses as very low for hail, very low for tornado, very low for hurricane, relatively moderate for inland (river) flooding, very low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 0.96 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: No-fault, with required personal injury protection.

Car insurance rules and costs in Hawaii →

Chrysler 300 insurance cost in Hawaii cities

CityFull coverageMinimumvs. state
Honolulu$1,110$470+8%
East Honolulu$1,140$485+11%
Hilo$985$420−4%
Pearl City$1,145$485+11%
Waipahu$1,285$545+25%
Kailua$1,175$495+14%
Kaneohe$1,170$495+14%
Kahului$1,050$445+2%

Chrysler 300 insurance in Hawaii by driver

Estimated annual Chrysler 300 premium in Hawaii
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,195 $1,540 $2,825 $235
Young adult (22) $695 $895 $1,645 $137
Adult in their 30s $435 $560 $1,030 $86
Adult in their 50s $400 $515 $945 $79
Senior (72) $485 $630 $1,150 $96
30s, one at-fault accident $630 $815 $1,490 $124
30s, DUI on record $805 $1,035 $1,900 $158

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $435 $36 $355–$515
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $560 $47 $460–$660
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,030 $86 $845–$1,215

Hawaii minimum: 40/80/20 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Hawaii

ModelFull coverage in HIvs. 300
Dodge Charger$1,130+10%
Tesla Model S$1,515+47%
Toyota Avalon$1,115+8%
Chevrolet SS$1,130+10%

Estimate your 300 premium by ZIP code

Runs in your browser — nothing you enter is stored or sent to insurers.

Estimated annual premium
—
Per month
—

Chrysler 300 insurance cost in every state · All Chrysler models

Frequently asked questions

How much is Chrysler 300 insurance in Hawaii?

About $1,030 a year ($86 a month) for full coverage and $435 for Hawaii's minimum liability, for a driver in their 30s with a clean record. That is 31% less than the national estimate for the same car.

Is the Chrysler 300 cheaper to insure than the average car in Hawaii?

The average vehicle in Hawaii is about $1,095 a year for full coverage in our model, so the Chrysler 300 is 6% cheaper than average.

Where in Hawaii is Chrysler 300 insurance cheapest?

Among the largest Hawaii cities, Hilo has the lowest estimate (about $985) and Waipahu the highest (about $1,285).

What insurance do I need for a Chrysler 300 in Hawaii?

Hawaii requires at least 40/80/20 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page