Mazda CX-7 vs Dodge Journey Insurance Cost
The Mazda CX-7 is cheaper to insure by about $130 a year for full coverage by our estimate ($1,190 vs. $1,320), and cheaper in 51 of 51 states.
Side-by-side insurance estimate
| Coverage | Mazda CX-7 | Dodge Journey | Difference |
|---|---|---|---|
| State minimum | $585 | $585 | — |
| Standard (100/300/100) | $845 | $845 | — |
| Full coverage | $1,190 | $1,320 | −$130 |
National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = CX-7 minus Journey.
Why one costs more to insure
| Factor | Mazda CX-7 | Dodge Journey |
|---|---|---|
| Segment | Midsize SUV | Midsize SUV |
| Powertrains | Gasoline | Gasoline, Flex-fuel |
| HLDI collision (100 = avg) | — | — |
| HLDI comprehensive | — | — |
| HLDI property damage liability | — | — |
| HLDI bodily injury liability | — | — |
| NHTSA overall rating | — | 4★ |
| NICB most-stolen rank | Not in top 10 | Not in top 10 |
| Recalls (latest 3 model years) | — | 7 |
CX-7 vs Journey insurance by state
By driver profile (full coverage)
| Driver | CX-7 | Journey |
|---|---|---|
| Teen driver (18, own policy) | $3,275 | $3,625 |
| Young adult (22) | $1,905 | $2,110 |
| Adult in their 30s | $1,190 | $1,320 |
| Adult in their 50s | $1,095 | $1,215 |
| Senior (72) | $1,335 | $1,475 |
| 30s, one at-fault accident | $1,725 | $1,910 |
| 30s, DUI on record | $2,205 | $2,440 |
More comparisons
Frequently asked questions
Is the Mazda CX-7 or the Dodge Journey cheaper to insure?
By our estimate the Mazda CX-7 is cheaper, by about $130 a year for full coverage ($1,190 vs. $1,320) for a driver in their 30s with a clean record.
Why does insurance cost differ between the Mazda CX-7 and Dodge Journey?
Mostly because of insurance-loss history: HLDI collision indices of n/a vs. n/a and comprehensive indices of n/a vs. n/a (100 = average), plus repair costs, theft rates and segment.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.