Estimates, not quotes

Mazda CX-7 Insurance Cost in Delaware

Insuring a Mazda CX-7 in Delaware costs about $1,405 a year ($117/month) for full coverage by our estimate — +18% versus the same car nationally — the 9th most expensive of 51 states for this model.

Mazda CX-7 (photo from Wikimedia Commons)
Photo: OSX, Public domain
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Mazda CX-7 insurance in Delaware at a glance

Full coverage
$1,405
$1,150–$1,655
25/50/10 minimum
$760
$63/mo
Same car nationally
$1,190
full coverage
Avg. car in DE
$1,770
−21% for the CX-7

The Mazda CX-7 is 21% cheaper than the average vehicle to insure in Delaware. Delaware's own base rates are 14% higher than the national average, which carries through to every model.

Delaware factors that affect CX-7 premiums

  • Uninsured drivers: 17.6% of Delaware drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your CX-7.
  • Theft: 188 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Delaware's expected annual losses as very low for hail, relatively low for tornado, relatively low for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.27 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort), with required personal injury protection.

Car insurance rules and costs in Delaware →

Mazda CX-7 insurance cost in Delaware cities

CityFull coverageMinimumvs. state
Wilmington$1,555$845+11%
Dover$1,435$780+2%
Newark$1,435$780+2%
Middletown$1,540$835+10%
Milford$1,430$775+2%
Smyrna$1,590$865+13%
Seaford$1,510$820+7%
Georgetown$1,510$820+7%

Mazda CX-7 insurance in Delaware by driver

Estimated annual Mazda CX-7 premium in Delaware
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $2,095 $3,040 $3,860 $322
Young adult (22) $1,220 $1,770 $2,245 $187
Adult in their 30s $760 $1,105 $1,405 $117
Adult in their 50s $700 $1,015 $1,290 $108
Senior (72) $855 $1,235 $1,570 $131
30s, one at-fault accident $1,105 $1,600 $2,035 $170
30s, DUI on record $1,410 $2,045 $2,595 $216

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $760 $63 $625–$900
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $1,105 $92 $905–$1,305
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,405 $117 $1,150–$1,655

Delaware minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Delaware

ModelFull coverage in DEvs. CX-7
Rivian R2$1,760+25%
Volkswagen Touareg$1,700+21%
Ford Flex$1,700+21%
Dodge Journey$1,700+21%

Estimate your CX-7 premium by ZIP code

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Estimated annual premium
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Mazda CX-7 insurance cost in every state · All Mazda models

Frequently asked questions

How much is Mazda CX-7 insurance in Delaware?

About $1,405 a year ($117 a month) for full coverage and $760 for Delaware's minimum liability, for a driver in their 30s with a clean record. That is 18% more than the national estimate for the same car.

Is the Mazda CX-7 cheaper to insure than the average car in Delaware?

The average vehicle in Delaware is about $1,770 a year for full coverage in our model, so the Mazda CX-7 is 21% cheaper than average.

Where in Delaware is Mazda CX-7 insurance cheapest?

Among the largest Delaware cities, Milford has the lowest estimate (about $1,430) and Smyrna the highest (about $1,590).

What insurance do I need for a Mazda CX-7 in Delaware?

Delaware requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page