Estimates, not quotes

Subaru BRZ Insurance Cost in Washington, D.C.

Insuring a Subaru BRZ in Washington, D.C. costs about $2,205 a year ($184/month) for full coverage by our estimate — +27% versus the same car nationally — the 4th most expensive of 51 states for this model.

Subaru BRZ (photo from Wikimedia Commons)
Photo: Jiří Sedláček, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Subaru BRZ insurance in Washington, D.C. at a glance

Full coverage
$2,205
$1,805–$2,600
25/50/10 minimum
$745
$62/mo
Same car nationally
$1,740
full coverage
Avg. car in DC
$2,005
+10% for the BRZ

The Subaru BRZ is 10% more expensive than the average vehicle to insure in Washington, D.C., reflecting HLDI collision losses of 121 and comprehensive losses of 0 (100 = average). Washington, D.C.'s own base rates are 31% higher than the national average, which carries through to every model.

Washington, D.C. factors that affect BRZ premiums

  • Uninsured drivers: 23.1% of Washington, D.C. drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your BRZ.
  • Theft: 674 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Washington, D.C.'s expected annual losses as very low for hail, relatively low for tornado, relatively low for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.33 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Washington, D.C. →

Subaru BRZ insurance cost in Washington, D.C. cities

CityFull coverageMinimumvs. state
Washington$2,205$7450%

Subaru BRZ insurance in Washington, D.C. by driver

Estimated annual Subaru BRZ premium in Washington, D.C.
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $2,055 $2,975 $6,060 $505
Young adult (22) $1,195 $1,730 $3,525 $294
Adult in their 30s $745 $1,085 $2,205 $184
Adult in their 50s $685 $995 $2,025 $169
Senior (72) $835 $1,215 $2,470 $206
30s, one at-fault accident $1,085 $1,570 $3,195 $266
30s, DUI on record $1,380 $2,005 $4,075 $340

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $745 $62 $610–$880
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $1,085 $90 $890–$1,280
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $2,205 $184 $1,805–$2,600

Washington, D.C. minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Washington, D.C.

ModelFull coverage in DCvs. BRZ
Dodge Challenger$2,370+7%
Ford Mustang$2,465+12%
Chevrolet Corvette$1,945−12%
Nissan GT-R$2,405+9%

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Subaru BRZ insurance cost in every state · All Subaru models

Frequently asked questions

How much is Subaru BRZ insurance in Washington, D.C.?

About $2,205 a year ($184 a month) for full coverage and $745 for Washington, D.C.'s minimum liability, for a driver in their 30s with a clean record. That is 27% more than the national estimate for the same car.

Is the Subaru BRZ cheaper to insure than the average car in Washington, D.C.?

The average vehicle in Washington, D.C. is about $2,005 a year for full coverage in our model, so the Subaru BRZ is 10% more expensive than average.

Where in Washington, D.C. is Subaru BRZ insurance cheapest?

Among the largest Washington, D.C. cities, Washington has the lowest estimate (about $2,205) and Washington the highest (about $2,205).

What insurance do I need for a Subaru BRZ in Washington, D.C.?

Washington, D.C. requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page