Saturn Insurance Cost
Across 9 Saturn models, full coverage averages about $1,236 a year by our estimate — −22% versus the average vehicle ($1,590).
Saturn insurance profile
Saturn’s lineup is made up mostly of 2 midsize cars, 2 compact cars, and 1 midsize suv.
Every Saturn model ranked by insurance cost
| Model | Segment | Model years | HLDI collision | Est. full / yr | vs. avg car |
|---|---|---|---|---|---|
| Relay | Minivan | 2005–2007 | — | $1,135 | −29% |
| Vue | Small SUV | 2005–2010 | — | $1,165 | −27% |
| Outlook | Midsize SUV | 2007–2010 | — | $1,190 | −25% |
| L-Series Wagon | Wagon | 2005–2005 | — | $1,190 | −25% |
| Astra | Compact car | 2008–2009 | — | $1,245 | −22% |
| Ion | Compact car | 2005–2007 | — | $1,245 | −22% |
| Aura | Midsize car | 2007–2010 | — | $1,255 | −21% |
| L-Series | Midsize car | 2005–2005 | — | $1,255 | −21% |
| Sky | Sports car | 2007–2010 | — | $1,445 | −9% |
What makes Saturn insurance cost more or less
- Segment mix: 2 midsize car, 2 compact car, 1 midsize suv, 1 sports car, 1 small suv, 1 minivan, 1 wagon.
Average Saturn insurance cost by state
Average full-coverage estimate across current Saturn models, cheapest state first.
| State | Avg. full coverage | vs. national |
|---|---|---|
| Maine | $1,005 | −19% |
| North Dakota | $1,013 | −18% |
| Vermont | $1,027 | −17% |
| Idaho | $1,073 | −13% |
| Iowa | $1,073 | −13% |
| Wisconsin | $1,079 | −13% |
| Hawaii | $1,090 | −12% |
| Indiana | $1,123 | −9% |
| New Hampshire | $1,125 | −9% |
| Ohio | $1,129 | −9% |
| North Carolina | $1,179 | −5% |
| South Dakota | $1,208 | −2% |
| Wyoming | $1,236 | 0% |
| Montana | $1,261 | +2% |
| Kansas | $1,263 | +2% |
| Nebraska | $1,266 | +2% |
| Tennessee | $1,313 | +6% |
| Minnesota | $1,318 | +7% |
| West Virginia | $1,320 | +7% |
| Kentucky | $1,329 | +8% |
| Virginia | $1,359 | +10% |
| Illinois | $1,371 | +11% |
| Washington | $1,374 | +11% |
| Alabama | $1,376 | +11% |
| Pennsylvania | $1,380 | +12% |
| Alaska | $1,384 | +12% |
| Arkansas | $1,392 | +13% |
| New Mexico | $1,417 | +15% |
| Oregon | $1,417 | +15% |
| Oklahoma | $1,424 | +15% |
| Utah | $1,432 | +16% |
| Missouri | $1,433 | +16% |
| Mississippi | $1,509 | +22% |
| California | $1,550 | +25% |
| Massachusetts | $1,554 | +26% |
| Arizona | $1,656 | +34% |
| Connecticut | $1,679 | +36% |
| South Carolina | $1,687 | +36% |
| Michigan | $1,721 | +39% |
| Delaware | $1,761 | +42% |
| Maryland | $1,773 | +43% |
| Colorado | $1,793 | +45% |
| Nevada | $1,811 | +47% |
| Texas | $1,871 | +51% |
| New Jersey | $1,902 | +54% |
| Rhode Island | $1,907 | +54% |
| Georgia | $1,953 | +58% |
| District of Columbia | $1,990 | +61% |
| New York | $2,118 | +71% |
| Louisiana | $2,183 | +77% |
| Florida | $2,253 | +82% |
Frequently asked questions
How much does it cost to insure a Saturn?
Across 9 current Saturn models, our full-coverage estimate averages $1,236 a year for a driver in their 30s with a clean record, 22% less than the average vehicle ($1,590).
What is the cheapest Saturn to insure?
The Saturn Relay has the lowest estimate at about $1,135 a year for full coverage; the Saturn Sky is the most expensive at about $1,445.
Where is it cheapest to insure a Saturn?
By our estimates, Maine is the cheapest state (about $1,005 a year on average across current models) and Florida the most expensive (about $2,253).
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.