Saab Insurance Cost
Across 5 Saab models, full coverage averages about $1,214 a year by our estimate — −24% versus the average vehicle ($1,590).
Saab insurance profile
Saab’s lineup is made up mostly of 2 midsize suvs, 1 compact car, and 1 midsize car.
Every Saab model ranked by insurance cost
What makes Saab insurance cost more or less
- Segment mix: 2 midsize suv, 1 compact car, 1 midsize car, 1 wagon.
Average Saab insurance cost by state
Average full-coverage estimate across current Saab models, cheapest state first.
| State | Avg. full coverage | vs. national |
|---|---|---|
| Maine | $987 | −19% |
| North Dakota | $996 | −18% |
| Vermont | $1,009 | −17% |
| Idaho | $1,054 | −13% |
| Iowa | $1,055 | −13% |
| Wisconsin | $1,061 | −13% |
| Hawaii | $1,069 | −12% |
| Indiana | $1,104 | −9% |
| New Hampshire | $1,104 | −9% |
| Ohio | $1,109 | −9% |
| North Carolina | $1,157 | −5% |
| South Dakota | $1,190 | −2% |
| Wyoming | $1,216 | 0% |
| Montana | $1,240 | +2% |
| Kansas | $1,242 | +2% |
| Nebraska | $1,245 | +3% |
| Tennessee | $1,289 | +6% |
| Minnesota | $1,297 | +7% |
| West Virginia | $1,297 | +7% |
| Kentucky | $1,305 | +7% |
| Virginia | $1,334 | +10% |
| Illinois | $1,346 | +11% |
| Washington | $1,349 | +11% |
| Alabama | $1,351 | +11% |
| Pennsylvania | $1,355 | +12% |
| Alaska | $1,359 | +12% |
| Arkansas | $1,367 | +13% |
| New Mexico | $1,392 | +15% |
| Oregon | $1,392 | +15% |
| Oklahoma | $1,399 | +15% |
| Utah | $1,406 | +16% |
| Missouri | $1,409 | +16% |
| Mississippi | $1,484 | +22% |
| California | $1,521 | +25% |
| Massachusetts | $1,525 | +26% |
| Arizona | $1,627 | +34% |
| Connecticut | $1,648 | +36% |
| South Carolina | $1,658 | +37% |
| Michigan | $1,690 | +39% |
| Delaware | $1,729 | +42% |
| Maryland | $1,741 | +43% |
| Colorado | $1,764 | +45% |
| Nevada | $1,778 | +46% |
| Texas | $1,839 | +51% |
| New Jersey | $1,868 | +54% |
| Rhode Island | $1,872 | +54% |
| Georgia | $1,919 | +58% |
| District of Columbia | $1,953 | +61% |
| New York | $2,080 | +71% |
| Louisiana | $2,145 | +77% |
| Florida | $2,214 | +82% |
Frequently asked questions
How much does it cost to insure a Saab?
Across 5 current Saab models, our full-coverage estimate averages $1,214 a year for a driver in their 30s with a clean record, 24% less than the average vehicle ($1,590).
What is the cheapest Saab to insure?
The Saab 9-4X has the lowest estimate at about $1,190 a year for full coverage; the Saab 9-5 is the most expensive at about $1,255.
Where is it cheapest to insure a Saab?
By our estimates, Maine is the cheapest state (about $987 a year on average across current models) and Florida the most expensive (about $2,214).
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.