Estimates, not quotes

Porsche Panamera Insurance Cost in Delaware

Insuring a Porsche Panamera in Delaware costs about $1,925 a year ($160/month) for full coverage by our estimate — +8% versus the same car nationally — the 13th most expensive of 51 states for this model.

Porsche Panamera (photo from Wikimedia Commons)
Photo: Alexander-93, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Porsche Panamera insurance in Delaware at a glance

Full coverage
$1,925
$1,580–$2,270
25/50/10 minimum
$785
$65/mo
Same car nationally
$1,775
full coverage
Avg. car in DE
$1,770
+9% for the Panamera

The Porsche Panamera is 9% more expensive than the average vehicle to insure in Delaware. Delaware's own base rates are 14% higher than the national average, which carries through to every model.

Delaware factors that affect Panamera premiums

  • Uninsured drivers: 17.6% of Delaware drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Panamera.
  • Theft: 188 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Delaware's expected annual losses as very low for hail, relatively low for tornado, relatively low for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.27 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort), with required personal injury protection.

Car insurance rules and costs in Delaware →

Porsche Panamera insurance cost in Delaware cities

CityFull coverageMinimumvs. state
Wilmington$2,135$870+11%
Dover$1,965$805+2%
Newark$1,965$805+2%
Middletown$2,110$860+10%
Milford$1,960$800+2%
Smyrna$2,180$890+13%
Seaford$2,070$845+8%
Georgetown$2,070$845+8%

Porsche Panamera insurance in Delaware by driver

Estimated annual Porsche Panamera premium in Delaware
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $2,160 $3,135 $5,295 $441
Young adult (22) $1,260 $1,825 $3,080 $257
Adult in their 30s $785 $1,140 $1,925 $160
Adult in their 50s $725 $1,050 $1,770 $148
Senior (72) $880 $1,275 $2,155 $180
30s, one at-fault accident $1,140 $1,655 $2,790 $233
30s, DUI on record $1,455 $2,110 $3,560 $297

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $785 $65 $645–$925
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $1,140 $95 $935–$1,345
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,925 $160 $1,580–$2,270

Delaware minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Delaware

ModelFull coverage in DEvs. Panamera
Jaguar XJ$1,960+2%
Infiniti G37$1,960+2%
Lincoln MKZ$1,9250%
Lexus IS$1,990+3%

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Porsche Panamera insurance cost in every state · All Porsche models

Frequently asked questions

How much is Porsche Panamera insurance in Delaware?

About $1,925 a year ($160 a month) for full coverage and $785 for Delaware's minimum liability, for a driver in their 30s with a clean record. That is 8% more than the national estimate for the same car.

Is the Porsche Panamera cheaper to insure than the average car in Delaware?

The average vehicle in Delaware is about $1,770 a year for full coverage in our model, so the Porsche Panamera is 9% more expensive than average.

Where in Delaware is Porsche Panamera insurance cheapest?

Among the largest Delaware cities, Milford has the lowest estimate (about $1,960) and Smyrna the highest (about $2,180).

What insurance do I need for a Porsche Panamera in Delaware?

Delaware requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page