Estimates, not quotes

Porsche Cayman Insurance Cost in Oregon

Insuring a Porsche Cayman in Oregon costs about $1,270 a year ($106/month) for full coverage by our estimate — −16% versus the same car nationally — the 14th cheapest of 51 states for this model.

Porsche Cayman (photo from Wikimedia Commons)
Photo: Alexander Migl, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Porsche Cayman insurance in Oregon at a glance

Full coverage
$1,270
$1,040–$1,495
25/50/20 minimum
$370
$31/mo
Same car nationally
$1,520
full coverage
Avg. car in OR
$1,425
−11% for the Cayman

The Porsche Cayman is 11% cheaper than the average vehicle to insure in Oregon, reflecting HLDI collision losses of 147 and comprehensive losses of 0 (100 = average). Oregon's own base rates are 9% lower than the national average, which carries through to every model.

Oregon factors that affect Cayman premiums

  • Uninsured drivers: 14.7% of Oregon drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Cayman.
  • Theft: 215 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Oregon's expected annual losses as very low for hail, relatively low for tornado, not rated for hurricane, relatively moderate for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.44 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort), with required personal injury protection.

Car insurance rules and costs in Oregon →

Porsche Cayman insurance cost in Oregon cities

CityFull coverageMinimumvs. state
Portland$1,440$420+13%
Salem$1,400$410+10%
Eugene$1,355$395+7%
Gresham$1,465$430+15%
Hillsboro$1,415$415+11%
Bend$1,310$385+3%
Beaverton$1,445$425+14%
Medford$1,305$385+3%

Porsche Cayman insurance in Oregon by driver

Estimated annual Porsche Cayman premium in Oregon
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,025 $1,485 $3,490 $291
Young adult (22) $595 $865 $2,030 $169
Adult in their 30s $370 $540 $1,270 $106
Adult in their 50s $340 $495 $1,165 $97
Senior (72) $415 $605 $1,420 $118
30s, one at-fault accident $540 $780 $1,840 $153
30s, DUI on record $690 $995 $2,350 $196

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $370 $31 $305–$440
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $540 $45 $440–$635
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,270 $106 $1,040–$1,495

Oregon minimum: 25/50/20 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Oregon

ModelFull coverage in ORvs. Cayman
Audi TT$1,895+49%
Lexus RC$1,440+13%
Jaguar F-Type$1,850+46%
Porsche 911$1,480+17%

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Porsche Cayman insurance cost in every state · All Porsche models

Frequently asked questions

How much is Porsche Cayman insurance in Oregon?

About $1,270 a year ($106 a month) for full coverage and $370 for Oregon's minimum liability, for a driver in their 30s with a clean record. That is 16% less than the national estimate for the same car.

Is the Porsche Cayman cheaper to insure than the average car in Oregon?

The average vehicle in Oregon is about $1,425 a year for full coverage in our model, so the Porsche Cayman is 11% cheaper than average.

Where in Oregon is Porsche Cayman insurance cheapest?

Among the largest Oregon cities, Medford has the lowest estimate (about $1,305) and Gresham the highest (about $1,465).

What insurance do I need for a Porsche Cayman in Oregon?

Oregon requires at least 25/50/20 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page