Mercedes-Benz SL-Class Insurance Cost
Full coverage for a Mercedes-Benz SL-Class costs about $2,330 a year ($194/month) by our estimate — ▲ +47% versus the average vehicle, ranking 284th cheapest of 310 current models.
Mercedes-Benz SL-Class insurance cost at a glance
These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2027 model year. Our vehicle data covers the 2005–2027 model years of the Mercedes-Benz SL-Class.
| Coverage level | What it includes | Per year | Per month | Typical range |
|---|---|---|---|---|
| State minimum liability | Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. | $500 | $42 | $410–$590 |
| Standard liability (100/300/100) | Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. | $725 | $61 | $595–$855 |
| Full coverage | Standard liability plus collision and comprehensive, typically required on a financed or leased car. | $2,330 | $194 | $1,910–$2,750 |
What drives the cost of insuring a Mercedes-Benz SL-Class
The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Mercedes-Benz SL-Class's results put our vehicle factor at 0.82× for liability, 2.06× for collision and 2.72× for comprehensive.
| Coverage | Index | Rating | What it measures |
|---|---|---|---|
| Collision | 210 | Much worse than average | Damage to this car in crashes; driven by repair costs and crash frequency |
| Comprehensive | 292 | Much worse than average | Theft, vandalism, glass, weather and animal damage |
| Property damage liability | 64 | Much better than average | Damage this car does to other vehicles and property |
- Repair and parts costs: Luxury sports car from a luxury brand — premium parts, sensors and labor rates raise collision claims.
- Recalls & complaints: 2 NHTSA recall campaigns and 0 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.
Mercedes-Benz SL-Class trims and configurations (2027)
Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.
| Configuration | Drive | Engine | MPG (comb.) |
|---|---|---|---|
| AMG SL43 | RWD | 2.0L 4-cyl Turbo Hybrid | 23 |
| AMG SL55 4matic Plus | AWD | 4.0L 8-cyl Turbo | 16 |
| AMG SL63 4matic Plus | AWD | 4.0L 8-cyl Turbo | 16 |
| SL680 Maybach | AWD | 4.0L 8-cyl Turbo | 16 |
Mercedes-Benz SL-Class insurance cost by model year
Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.
| Model year | Engines | Drive | MPG | Est. full / yr |
|---|---|---|---|---|
| 2027 | 2.0L 4-cyl Turbo Hybrid, 4.0L 8-cyl Turbo | AWD, RWD | 16–23 | $2,330 |
| 2026 | 2.0L 4-cyl Turbo Hybrid, 4.0L 8-cyl Turbo | AWD, RWD | 16–22 | $2,260 |
| 2025 | 2.0L 4-cyl Turbo Hybrid, 4.0L 8-cyl Turbo, 4.0L 8-cyl Turbo Plug-in Hybrid | AWD, RWD | 16–22 | $2,185 |
| 2024 | 2.0L 4-cyl Turbo Hybrid, 4.0L 8-cyl Turbo | AWD, RWD | 16–22 | $2,115 |
| 2023 | 2.0L 4-cyl Turbo Hybrid, 4.0L 8-cyl Turbo | AWD, RWD | 16–23 | $2,040 |
| 2022 | 4.0L 8-cyl Turbo | AWD | 16 | $1,970 |
| 2020 | 3.0L 6-cyl Turbo, 4.7L 8-cyl Turbo | RWD | 20–22 | $1,825 |
| 2019 | 3.0L 6-cyl Turbo, 4.7L 8-cyl Turbo, 5.5L 8-cyl Turbo | RWD | 18–23 | $1,755 |
| 2018 | 3.0L 6-cyl Turbo, 4.7L 8-cyl Turbo, 5.5L 8-cyl Turbo | RWD | 16–23 | $1,680 |
| 2017 | 3.0L 6-cyl Turbo, 4.7L 8-cyl Turbo, 5.5L 8-cyl Turbo | RWD | 16–23 | $1,610 |
| 2016 | 3.0L 6-cyl Turbo, 4.7L 8-cyl Turbo, 5.5L 8-cyl Turbo | RWD | 17–23 | $1,535 |
| 2015 | 3.0L 6-cyl Turbo, 4.7L 8-cyl Turbo, 5.5L 8-cyl Turbo | RWD | 17–23 | $1,530 |
| 2014 | 4.7L 8-cyl Turbo, 5.5L 8-cyl Turbo, 6.0L 12-cyl Turbo | RWD | 17–20 | $1,530 |
| 2013 | 4.7L 8-cyl Turbo, 5.5L 8-cyl Turbo, 6.0L 12-cyl Turbo | RWD | 17–20 | $1,530 |
| 2012 | 5.5L 8-cyl, 6.2L 8-cyl | RWD | 14–17 | $1,530 |
| 2011 | 5.5L 8-cyl, 6.0L 12-cyl Turbo, 6.3L 8-cyl | RWD | 14–17 | $1,530 |
| 2009 | 5.5L 12-cyl Turbo, 5.5L 8-cyl, 6.0L 12-cyl Turbo | RWD | 14–16 | $1,530 |
| 2008 | 5.4L 8-cyl Supercharged, 5.5L 12-cyl Turbo, 5.5L 8-cyl | RWD | 14–16 | $1,530 |
| 2007 | 5.4L 8-cyl Supercharged, 5.5L 12-cyl Turbo, 5.5L 8-cyl | RWD | 14–16 | $1,530 |
| 2006 | 5.0L 8-cyl, 5.4L 8-cyl Supercharged, 5.5L 12-cyl Turbo | RWD | 14–17 | $1,530 |
Mercedes-Benz SL-Class insurance cost by state
The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the SL-Class page for that state.
Mercedes-Benz SL-Class insurance by driver profile
| Driver | Minimum | Standard | Full coverage | Full / month |
|---|---|---|---|---|
| Teen driver (18, own policy) | $1,380 | $1,995 | $6,410 | $534 |
| Young adult (22) | $800 | $1,160 | $3,730 | $311 |
| Adult in their 30s | $500 | $725 | $2,330 | $194 |
| Adult in their 50s | $460 | $670 | $2,145 | $179 |
| Senior (72) | $560 | $815 | $2,610 | $218 |
| 30s, one at-fault accident | $725 | $1,055 | $3,380 | $282 |
| 30s, DUI on record | $925 | $1,345 | $4,315 | $360 |
Mercedes-Benz SL-Class vs. rivals
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Other Mercedes-Benz models
- AMG GT $2,200/yr
- C-Class $2,050/yr
- CLA-Class $2,040/yr
- CLE-Class $1,760/yr
- E-Class $1,810/yr
- EQE SUV $2,505/yr
- EQS $2,835/yr
- EQS SUV $2,560/yr
- G-Class $2,560/yr
- GLC-Class $1,440/yr
- GLE-Class $1,625/yr
- GLS-Class $1,825/yr
- S-Class $3,045/yr
- EQE $2,810/yr
- GLA-Class $1,475/yr
- GLB-Class $1,605/yr
- EQB $1,695/yr
- CLS-Class $1,650/yr
- Metris $1,445/yr
- A-Class $1,605/yr
- SLC-Class $1,810/yr
- B-Class $1,445/yr
- GL-Class $1,335/yr
- SLK-Class $1,585/yr
- GLK-Class $1,330/yr
- ML-Class $1,305/yr
- SLS AMG $1,580/yr
- CL-Class $1,345/yr
- R-Class $1,330/yr
- CLK-Class $1,345/yr
Frequently asked questions
How much is insurance for a Mercedes-Benz SL-Class?
We estimate about $2,330 a year ($194 a month) for full coverage and $500 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 47% more than the average vehicle.
Is the Mercedes-Benz SL-Class expensive to insure?
HLDI insurance-loss data rates it at 210 for collision and 292 for comprehensive losses (100 = average of all vehicles), meaning collision losses are much worse than average.
Which state is cheapest to insure a Mercedes-Benz SL-Class?
Maine has the lowest estimate (about $1,560 a year for full coverage) and Louisiana the highest (about $3,180).
Is the Mercedes-Benz SL-Class cheaper to insure than the Porsche 911?
By our estimate the Mercedes-Benz SL-Class costs about $2,330 a year versus $1,810 for the Porsche 911, making the Porsche 911 cheaper to insure.
How much is Mercedes-Benz SL-Class insurance for a teen driver?
An 18-year-old on their own full-coverage policy would pay about $6,410 a year at national-average rates by our estimate.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.