Estimates, not quotes

Mercedes-Benz G-Class Insurance Cost in Washington

Insuring a Mercedes-Benz G-Class in Washington costs about $2,035 a year ($170/month) for full coverage by our estimate — −21% versus the same car nationally — the 9th cheapest of 51 states for this model.

Mercedes-Benz G-Class (photo from Wikimedia Commons)
Photo: Julian Herzog (Website), CC BY 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Mercedes-Benz G-Class insurance in Washington at a glance

Full coverage
$2,035
$1,670–$2,400
25/50/10 minimum
$530
$44/mo
Same car nationally
$2,560
full coverage
Avg. car in WA
$1,380
+47% for the G-Class

The Mercedes-Benz G-Class is 47% more expensive than the average vehicle to insure in Washington, reflecting HLDI collision losses of 184 and comprehensive losses of 439 (100 = average). Washington's own base rates are 10% lower than the national average, which carries through to every model.

Washington factors that affect G-Class premiums

  • Uninsured drivers: 19.1% of Washington drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your G-Class.
  • Theft: 259 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Washington's expected annual losses as very low for hail, relatively low for tornado, not rated for hurricane, relatively moderate for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.21 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Washington →

Mercedes-Benz G-Class insurance cost in Washington cities

CityFull coverageMinimumvs. state
Seattle$2,320$605+14%
Spokane$2,120$545+4%
Tacoma$2,295$600+13%
Vancouver$2,165$565+6%
Bellevue$2,185$570+7%
Kent$2,305$605+13%
Everett$2,205$580+8%
Spokane Valley$2,105$540+3%
Renton$2,305$605+13%
Yakima$2,065$530+1%
Bellingham$2,015$535−1%
Auburn$2,265$595+11%
Lynnwood$2,325$610+14%

Mercedes-Benz G-Class insurance in Washington by driver

Estimated annual Mercedes-Benz G-Class premium in Washington
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,460 $2,120 $5,595 $466
Young adult (22) $850 $1,230 $3,255 $271
Adult in their 30s $530 $770 $2,035 $170
Adult in their 50s $490 $710 $1,870 $156
Senior (72) $595 $860 $2,280 $190
30s, one at-fault accident $770 $1,115 $2,950 $246
30s, DUI on record $980 $1,425 $3,765 $314

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $530 $44 $435–$625
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $770 $64 $630–$910
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $2,035 $170 $1,670–$2,400

Washington minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Washington

ModelFull coverage in WAvs. G-Class
Land Rover Range Rover$1,780−13%
Porsche Cayenne$1,510−26%
Lamborghini Urus$3,185+57%
BMW X6$1,935−5%

Estimate your G-Class premium by ZIP code

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Mercedes-Benz G-Class insurance cost in every state · All Mercedes-Benz models

Frequently asked questions

How much is Mercedes-Benz G-Class insurance in Washington?

About $2,035 a year ($170 a month) for full coverage and $530 for Washington's minimum liability, for a driver in their 30s with a clean record. That is 21% less than the national estimate for the same car.

Is the Mercedes-Benz G-Class cheaper to insure than the average car in Washington?

The average vehicle in Washington is about $1,380 a year for full coverage in our model, so the Mercedes-Benz G-Class is 47% more expensive than average.

Where in Washington is Mercedes-Benz G-Class insurance cheapest?

Among the largest Washington cities, Bellingham has the lowest estimate (about $2,015) and Lynnwood the highest (about $2,325).

What insurance do I need for a Mercedes-Benz G-Class in Washington?

Washington requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page