Estimates, not quotes

Lincoln MKS Insurance Cost in Connecticut

Insuring a Lincoln MKS in Connecticut costs about $1,430 a year ($119/month) for full coverage by our estimate — +8% versus the same car nationally — the 15th most expensive of 51 states for this model.

Lincoln MKS (photo from Wikimedia Commons)
Photo: MercurySable99, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Lincoln MKS insurance in Connecticut at a glance

Full coverage
$1,430
$1,175–$1,685
25/50/25 minimum
$675
$56/mo
Same car nationally
$1,325
full coverage
Avg. car in CT
$1,685
−15% for the MKS

The Lincoln MKS is 15% cheaper than the average vehicle to insure in Connecticut. Connecticut's own base rates are 9% higher than the national average, which carries through to every model.

Connecticut factors that affect MKS premiums

  • Uninsured drivers: 11.8% of Connecticut drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your MKS.
  • Theft: 171 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Connecticut's expected annual losses as very low for hail, relatively low for tornado, relatively moderate for hurricane, relatively moderate for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.00 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Connecticut →

Lincoln MKS insurance cost in Connecticut cities

CityFull coverageMinimumvs. state
Bridgeport$1,665$790+16%
Stamford$1,555$735+9%
New Haven$1,515$715+6%
Hartford$1,535$725+7%
Waterbury$1,555$735+9%
Norwalk$1,545$730+8%
Danbury$1,525$720+7%
New Britain$1,495$705+5%

Lincoln MKS insurance in Connecticut by driver

Estimated annual Lincoln MKS premium in Connecticut
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,860 $2,695 $3,930 $328
Young adult (22) $1,080 $1,570 $2,290 $191
Adult in their 30s $675 $980 $1,430 $119
Adult in their 50s $620 $900 $1,315 $110
Senior (72) $755 $1,100 $1,600 $133
30s, one at-fault accident $980 $1,420 $2,075 $173
30s, DUI on record $1,250 $1,815 $2,645 $220

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $675 $56 $555–$800
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $980 $82 $805–$1,155
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,430 $119 $1,175–$1,685

Connecticut minimum: 25/50/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Connecticut

ModelFull coverage in CTvs. MKS
Jaguar XJ$1,900+33%
Infiniti G37$1,900+33%
Acura RL$1,900+33%
Lexus IS$1,945+36%

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Lincoln MKS insurance cost in every state · All Lincoln models

Frequently asked questions

How much is Lincoln MKS insurance in Connecticut?

About $1,430 a year ($119 a month) for full coverage and $675 for Connecticut's minimum liability, for a driver in their 30s with a clean record. That is 8% more than the national estimate for the same car.

Is the Lincoln MKS cheaper to insure than the average car in Connecticut?

The average vehicle in Connecticut is about $1,685 a year for full coverage in our model, so the Lincoln MKS is 15% cheaper than average.

Where in Connecticut is Lincoln MKS insurance cheapest?

Among the largest Connecticut cities, New Britain has the lowest estimate (about $1,495) and Bridgeport the highest (about $1,665).

What insurance do I need for a Lincoln MKS in Connecticut?

Connecticut requires at least 25/50/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page