Jeep Wrangler Insurance Cost in Nebraska

Insuring a Jeep Wrangler in Nebraska costs about $1,010 a year ($84/month) for full coverage by our estimate — −25% versus the same car nationally — the 16th cheapest of 51 states for this model.

Jeep Wrangler (photo from Wikimedia Commons)
Photo: Vauxford, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Jeep Wrangler insurance in Nebraska at a glance

Full coverage
$1,010
$830–$1,190
25/50/25 minimum
$445
$37/mo
Same car nationally
$1,355
full coverage
Avg. car in NE
$1,285
−21% for the Wrangler

The Jeep Wrangler is 21% cheaper than the average vehicle to insure in Nebraska, reflecting HLDI collision losses of 47 and comprehensive losses of 42 (100 = average). Nebraska's own base rates are 23% lower than the national average, which carries through to every model.

Nebraska factors that affect Wrangler premiums

  • Uninsured drivers: 9.5% of Nebraska drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Wrangler.
  • Theft: 185 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Nebraska's expected annual losses as relatively high for hail, relatively high for tornado, no expected annual losses for hurricane, relatively low for inland (river) flooding, relatively high for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.15 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Nebraska →

Jeep Wrangler insurance cost in Nebraska cities

CityFull coverageMinimumvs. state
Omaha$1,150$505+14%
Lincoln$1,130$495+12%
Bellevue$1,150$505+14%
Grand Island$1,085$475+7%
Kearney$1,070$470+6%
Fremont$1,105$485+9%
Norfolk$1,035$455+2%
Papillion$1,150$505+14%

Jeep Wrangler insurance in Nebraska by driver

Estimated annual Jeep Wrangler premium in Nebraska
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,220 $1,770 $2,780 $232
Young adult (22) $710 $1,030 $1,615 $135
Adult in their 30s $445 $645 $1,010 $84
Adult in their 50s $410 $590 $930 $78
Senior (72) $495 $720 $1,130 $94
30s, one at-fault accident $645 $930 $1,465 $122
30s, DUI on record $820 $1,190 $1,870 $156

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $445 $37 $365–$525
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $645 $54 $525–$760
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,010 $84 $830–$1,190

Nebraska minimum: 25/50/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Nebraska

ModelFull coverage in NEvs. Wrangler
Volkswagen Tiguan$1,075+6%
GMC Acadia$895−11%
Ford Edge$1,135+12%
Honda Pilot$970−4%

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Jeep Wrangler insurance cost in every state · All Jeep models

Frequently asked questions

How much is Jeep Wrangler insurance in Nebraska?

About $1,010 a year ($84 a month) for full coverage and $445 for Nebraska's minimum liability, for a driver in their 30s with a clean record. That is 25% less than the national estimate for the same car.

Is the Jeep Wrangler cheaper to insure than the average car in Nebraska?

The average vehicle in Nebraska is about $1,285 a year for full coverage in our model, so the Jeep Wrangler is 21% cheaper than average.

Where in Nebraska is Jeep Wrangler insurance cheapest?

Among the largest Nebraska cities, Norfolk has the lowest estimate (about $1,035) and Papillion the highest (about $1,150).

What insurance do I need for a Jeep Wrangler in Nebraska?

Nebraska requires at least 25/50/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.