Estimates, not quotes

Jeep Wrangler Insurance Cost in Washington, D.C.

Insuring a Jeep Wrangler in Washington, D.C. costs about $1,680 a year ($140/month) for full coverage by our estimate — +24% versus the same car nationally — the 8th most expensive of 51 states for this model.

Jeep Wrangler (photo from Wikimedia Commons)
Photo: Vauxford, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Jeep Wrangler insurance in Washington, D.C. at a glance

Full coverage
$1,680
$1,380–$1,985
25/50/10 minimum
$815
$68/mo
Same car nationally
$1,355
full coverage
Avg. car in DC
$2,005
−16% for the Wrangler

The Jeep Wrangler is 16% cheaper than the average vehicle to insure in Washington, D.C., reflecting HLDI collision losses of 47 and comprehensive losses of 42 (100 = average). Washington, D.C.'s own base rates are 31% higher than the national average, which carries through to every model.

Washington, D.C. factors that affect Wrangler premiums

  • Uninsured drivers: 23.1% of Washington, D.C. drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Wrangler.
  • Theft: 674 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Washington, D.C.'s expected annual losses as very low for hail, relatively low for tornado, relatively low for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.33 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Washington, D.C. →

Jeep Wrangler insurance cost in Washington, D.C. cities

CityFull coverageMinimumvs. state
Washington$1,680$8150%

Jeep Wrangler insurance in Washington, D.C. by driver

Estimated annual Jeep Wrangler premium in Washington, D.C.
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $2,245 $3,255 $4,620 $385
Young adult (22) $1,305 $1,895 $2,690 $224
Adult in their 30s $815 $1,185 $1,680 $140
Adult in their 50s $750 $1,090 $1,545 $129
Senior (72) $915 $1,325 $1,880 $157
30s, one at-fault accident $1,185 $1,715 $2,435 $203
30s, DUI on record $1,510 $2,190 $3,110 $259

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $815 $68 $670–$965
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $1,185 $99 $970–$1,395
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,680 $140 $1,380–$1,985

Washington, D.C. minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Washington, D.C.

ModelFull coverage in DCvs. Wrangler
Volkswagen Tiguan$1,710+2%
GMC Acadia$1,300−23%
Ford Edge$1,815+8%
Honda Pilot$1,485−12%

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Frequently asked questions

How much is Jeep Wrangler insurance in Washington, D.C.?

About $1,680 a year ($140 a month) for full coverage and $815 for Washington, D.C.'s minimum liability, for a driver in their 30s with a clean record. That is 24% more than the national estimate for the same car.

Is the Jeep Wrangler cheaper to insure than the average car in Washington, D.C.?

The average vehicle in Washington, D.C. is about $2,005 a year for full coverage in our model, so the Jeep Wrangler is 16% cheaper than average.

Where in Washington, D.C. is Jeep Wrangler insurance cheapest?

Among the largest Washington, D.C. cities, Washington has the lowest estimate (about $1,680) and Washington the highest (about $1,680).

What insurance do I need for a Jeep Wrangler in Washington, D.C.?

Washington, D.C. requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page