Jeep Gladiator Insurance Cost in Wisconsin

Insuring a Jeep Gladiator in Wisconsin costs about $1,095 a year ($91/month) for full coverage by our estimate — −33% versus the same car nationally — the 6th cheapest of 51 states for this model.

Jeep Gladiator (photo from Wikimedia Commons)
Photo: HJUdall, CC0 1.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Jeep Gladiator insurance in Wisconsin at a glance

Full coverage
$1,095
$900–$1,295
25/50/10 minimum
$465
$39/mo
Same car nationally
$1,635
full coverage
Avg. car in WI
$1,095
0% for the Gladiator

The Jeep Gladiator is about the same as the average vehicle to insure in Wisconsin, reflecting HLDI collision losses of 63 and comprehensive losses of 84 (100 = average). Wisconsin's own base rates are 28% lower than the national average, which carries through to every model.

Wisconsin factors that affect Gladiator premiums

  • Uninsured drivers: 15.6% of Wisconsin drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Gladiator.
  • Theft: 132 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Wisconsin's expected annual losses as relatively moderate for hail, relatively high for tornado, very low for hurricane, relatively moderate for inland (river) flooding, relatively high for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 0.86 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Wisconsin →

Jeep Gladiator insurance cost in Wisconsin cities

CityFull coverageMinimumvs. state
Milwaukee$1,255$530+15%
Madison$1,190$500+9%
Green Bay$1,155$490+5%
Kenosha$1,225$520+12%
Racine$1,240$525+13%
Appleton$1,175$495+7%
Eau Claire$1,125$475+3%
Waukesha$1,190$505+9%

Jeep Gladiator insurance in Wisconsin by driver

Estimated annual Jeep Gladiator premium in Wisconsin
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,275 $1,850 $3,010 $251
Young adult (22) $740 $1,075 $1,755 $146
Adult in their 30s $465 $675 $1,095 $91
Adult in their 50s $425 $620 $1,010 $84
Senior (72) $520 $755 $1,225 $102
30s, one at-fault accident $675 $975 $1,590 $133
30s, DUI on record $860 $1,245 $2,025 $169

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $465 $39 $380–$545
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $675 $56 $550–$795
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,095 $91 $900–$1,295

Wisconsin minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Wisconsin

ModelFull coverage in WIvs. Gladiator
Ford F-150$1,0950%
Ford Ranger$895−18%
Ford Maverick$1,015−7%
Toyota Tacoma$965−12%

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Estimated annual premium
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Jeep Gladiator insurance cost in every state · All Jeep models

Frequently asked questions

How much is Jeep Gladiator insurance in Wisconsin?

About $1,095 a year ($91 a month) for full coverage and $465 for Wisconsin's minimum liability, for a driver in their 30s with a clean record. That is 33% less than the national estimate for the same car.

Is the Jeep Gladiator cheaper to insure than the average car in Wisconsin?

The average vehicle in Wisconsin is about $1,095 a year for full coverage in our model, so the Jeep Gladiator is about the same as average.

Where in Wisconsin is Jeep Gladiator insurance cheapest?

Among the largest Wisconsin cities, Eau Claire has the lowest estimate (about $1,125) and Milwaukee the highest (about $1,255).

What insurance do I need for a Jeep Gladiator in Wisconsin?

Wisconsin requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.