Estimates, not quotes

Honda HR-V Insurance Cost in Nebraska

Insuring a Honda HR-V in Nebraska costs about $1,160 a year ($97/month) for full coverage by our estimate — −21% versus the same car nationally — the 16th cheapest of 51 states for this model.

Honda HR-V (photo from Wikimedia Commons)
Photo: Vauxford, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Honda HR-V insurance in Nebraska at a glance

Full coverage
$1,160
$950–$1,370
25/50/25 minimum
$395
$33/mo
Same car nationally
$1,465
full coverage
Avg. car in NE
$1,285
−10% for the HR-V

The Honda HR-V is 10% cheaper than the average vehicle to insure in Nebraska, reflecting HLDI collision losses of 85 and comprehensive losses of 81 (100 = average). Nebraska's own base rates are 23% lower than the national average, which carries through to every model.

Nebraska factors that affect HR-V premiums

  • Uninsured drivers: 9.5% of Nebraska drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your HR-V.
  • Theft: 185 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Nebraska's expected annual losses as relatively high for hail, relatively high for tornado, no expected annual losses for hurricane, relatively low for inland (river) flooding, relatively high for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.15 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Nebraska →

Honda HR-V insurance cost in Nebraska cities

CityFull coverageMinimumvs. state
Omaha$1,320$450+14%
Lincoln$1,295$440+12%
Bellevue$1,315$450+13%
Grand Island$1,250$420+8%
Kearney$1,230$415+6%
Fremont$1,265$435+9%
Norfolk$1,185$400+2%
Papillion$1,320$450+14%

Honda HR-V insurance in Nebraska by driver

Estimated annual Honda HR-V premium in Nebraska
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,085 $1,570 $3,190 $266
Young adult (22) $630 $915 $1,855 $155
Adult in their 30s $395 $570 $1,160 $97
Adult in their 50s $365 $525 $1,065 $89
Senior (72) $440 $640 $1,300 $108
30s, one at-fault accident $570 $830 $1,680 $140
30s, DUI on record $730 $1,055 $2,145 $179

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $395 $33 $325–$465
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $570 $48 $470–$675
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,160 $97 $950–$1,370

Nebraska minimum: 25/50/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Nebraska

ModelFull coverage in NEvs. HR-V
Subaru Forester$955−18%
Mazda CX-5$1,065−8%
GMC Terrain$1,170+1%
Honda CR-V$960−17%

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Honda HR-V insurance cost in every state · All Honda models

Frequently asked questions

How much is Honda HR-V insurance in Nebraska?

About $1,160 a year ($97 a month) for full coverage and $395 for Nebraska's minimum liability, for a driver in their 30s with a clean record. That is 21% less than the national estimate for the same car.

Is the Honda HR-V cheaper to insure than the average car in Nebraska?

The average vehicle in Nebraska is about $1,285 a year for full coverage in our model, so the Honda HR-V is 10% cheaper than average.

Where in Nebraska is Honda HR-V insurance cheapest?

Among the largest Nebraska cities, Norfolk has the lowest estimate (about $1,185) and Papillion the highest (about $1,320).

What insurance do I need for a Honda HR-V in Nebraska?

Nebraska requires at least 25/50/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page