Estimates, not quotes

Dodge Dart Insurance Cost in Washington, D.C.

Insuring a Dodge Dart in Washington, D.C. costs about $1,515 a year ($126/month) for full coverage by our estimate — +24% versus the same car nationally — the 8th most expensive of 51 states for this model.

Dodge Dart (photo from Wikimedia Commons)
Photo: order_242 from Chile, CC BY-SA 2.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Dodge Dart insurance in Washington, D.C. at a glance

Full coverage
$1,515
$1,240–$1,785
25/50/10 minimum
$740
$62/mo
Same car nationally
$1,220
full coverage
Avg. car in DC
$2,005
−24% for the Dart

The Dodge Dart is 24% cheaper than the average vehicle to insure in Washington, D.C.. Washington, D.C.'s own base rates are 31% higher than the national average, which carries through to every model.

Washington, D.C. factors that affect Dart premiums

  • Uninsured drivers: 23.1% of Washington, D.C. drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Dart.
  • Theft: 674 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Washington, D.C.'s expected annual losses as very low for hail, relatively low for tornado, relatively low for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.33 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Washington, D.C. →

Dodge Dart insurance cost in Washington, D.C. cities

CityFull coverageMinimumvs. state
Washington$1,515$7400%

Dodge Dart insurance in Washington, D.C. by driver

Estimated annual Dodge Dart premium in Washington, D.C.
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $2,040 $2,955 $4,165 $347
Young adult (22) $1,185 $1,720 $2,420 $202
Adult in their 30s $740 $1,075 $1,515 $126
Adult in their 50s $680 $990 $1,395 $116
Senior (72) $830 $1,205 $1,695 $141
30s, one at-fault accident $1,075 $1,560 $2,195 $183
30s, DUI on record $1,370 $1,990 $2,800 $233

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $740 $62 $610–$875
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $1,075 $90 $880–$1,270
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,515 $126 $1,240–$1,785

Washington, D.C. minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Washington, D.C.

ModelFull coverage in DCvs. Dart
Honda Civic$2,300+52%
Toyota Corolla$2,145+42%
Volkswagen Golf$1,945+28%
Toyota Prius$2,020+33%

Estimate your Dart premium by ZIP code

Runs in your browser — nothing you enter is stored or sent to insurers.

Estimated annual premium
—
Per month
—

Dodge Dart insurance cost in every state · All Dodge models

Frequently asked questions

How much is Dodge Dart insurance in Washington, D.C.?

About $1,515 a year ($126 a month) for full coverage and $740 for Washington, D.C.'s minimum liability, for a driver in their 30s with a clean record. That is 24% more than the national estimate for the same car.

Is the Dodge Dart cheaper to insure than the average car in Washington, D.C.?

The average vehicle in Washington, D.C. is about $2,005 a year for full coverage in our model, so the Dodge Dart is 24% cheaper than average.

Where in Washington, D.C. is Dodge Dart insurance cheapest?

Among the largest Washington, D.C. cities, Washington has the lowest estimate (about $1,515) and Washington the highest (about $1,515).

What insurance do I need for a Dodge Dart in Washington, D.C.?

Washington, D.C. requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page