Buick Enclave Insurance Cost in Mississippi

Insuring a Buick Enclave in Mississippi costs about $1,455 a year ($121/month) for full coverage by our estimate — −5% versus the same car nationally — the 19th most expensive of 51 states for this model.

Buick Enclave (photo from Wikimedia Commons) — Photo: Kevauto, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Buick Enclave insurance in Mississippi at a glance

Full coverage

$1,455

$1,195–$1,720

25/50/25 minimum

$525

$44/mo

Same car nationally

$1,530

full coverage

Avg. car in MS

$1,525

−5% for the Enclave

The Buick Enclave is 5% cheaper than the average vehicle to insure in Mississippi, reflecting HLDI collision losses of 97 and comprehensive losses of 82 (100 = average). Mississippi's own base rates are 6% lower than the national average, which carries through to every model.

Mississippi factors that affect Enclave premiums

Uninsured drivers: 28.2% of Mississippi drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your Enclave.
Theft: 138 vehicle thefts per 100,000 residents (U.S. 197).
Weather: FEMA rates Mississippi's expected annual losses as relatively moderate for hail, relatively high for tornado, relatively moderate for hurricane, relatively low for inland (river) flooding, relatively moderate for strong wind — hail, wind and flood claims fall under comprehensive.
Crash risk: 1.81 traffic deaths per 100 million miles (U.S. 1.19).
Fault system: At-fault (tort).

Car insurance rules and costs in Mississippi →

Buick Enclave insurance cost in Mississippi cities

City	Full coverage	Minimum	vs. state
Jackson	$1,565	$560	+8%
Gulfport	$1,600	$575	+10%
Southaven	$1,620	$585	+11%
Hattiesburg	$1,495	$540	+3%
Biloxi	$1,575	$565	+8%
Olive Branch	$1,580	$575	+9%
Tupelo	$1,460	$530	0%
Meridian	$1,480	$535	+2%
Laurel	$1,485	$535	+2%

Buick Enclave insurance in Mississippi by driver

Estimated annual Buick Enclave premium in Mississippi
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,445	$2,090	$4,005	$334
Young adult (22)	$840	$1,215	$2,330	$194
Adult in their 30s	$525	$760	$1,455	$121
Adult in their 50s	$485	$700	$1,340	$112
Senior (72)	$590	$850	$1,630	$136
30s, one at-fault accident	$760	$1,105	$2,115	$176
30s, DUI on record	$970	$1,410	$2,695	$225

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$525	$44	$430–$620
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$760	$63	$625–$900
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,455	$121	$1,195–$1,720

Mississippi minimum: 25/50/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Mississippi

Model	Full coverage in MS	vs. Enclave
Tesla Model Y	$1,435	−1%
Nissan Murano	$1,400	−4%
Ford Explorer	$1,340	−8%
Jeep Wrangler	$1,245	−14%

Estimate your Enclave premium by ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Buick Enclave insurance cost in every state · All Buick models

Frequently asked questions

How much is Buick Enclave insurance in Mississippi?

About $1,455 a year ($121 a month) for full coverage and $525 for Mississippi's minimum liability, for a driver in their 30s with a clean record. That is 5% less than the national estimate for the same car.

Is the Buick Enclave cheaper to insure than the average car in Mississippi?

The average vehicle in Mississippi is about $1,525 a year for full coverage in our model, so the Buick Enclave is 5% cheaper than average.

Where in Mississippi is Buick Enclave insurance cheapest?

Among the largest Mississippi cities, Tupelo has the lowest estimate (about $1,460) and Southaven the highest (about $1,620).

What insurance do I need for a Buick Enclave in Mississippi?

Mississippi requires at least 25/50/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page