Alfa Romeo 4C Insurance Cost in Washington

Insuring a Alfa Romeo 4C in Washington costs about $1,565 a year ($130/month) for full coverage by our estimate — −14% versus the same car nationally — the 22nd cheapest of 51 states for this model.

Alfa Romeo 4C (photo from Wikimedia Commons) — Photo: Thesupermat, CC BY-SA 3.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Alfa Romeo 4C insurance in Washington at a glance

Full coverage

$1,565

$1,285–$1,845

25/50/10 minimum

$635

$53/mo

Same car nationally

$1,810

full coverage

Avg. car in WA

$1,380

+13% for the 4C

The Alfa Romeo 4C is 13% more expensive than the average vehicle to insure in Washington. Washington's own base rates are 10% lower than the national average, which carries through to every model.

Washington factors that affect 4C premiums

Uninsured drivers: 19.1% of Washington drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your 4C.
Theft: 259 vehicle thefts per 100,000 residents (U.S. 197).
Weather: FEMA rates Washington's expected annual losses as very low for hail, relatively low for tornado, not rated for hurricane, relatively moderate for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
Crash risk: 1.21 traffic deaths per 100 million miles (U.S. 1.19).
Fault system: At-fault (tort).

Car insurance rules and costs in Washington →

Alfa Romeo 4C insurance cost in Washington cities

City	Full coverage	Minimum	vs. state
Seattle	$1,790	$730	+14%
Spokane	$1,615	$655	+3%
Tacoma	$1,765	$720	+13%
Vancouver	$1,665	$680	+6%
Bellevue	$1,685	$685	+8%
Kent	$1,775	$725	+13%
Everett	$1,705	$695	+9%
Spokane Valley	$1,605	$650	+3%
Renton	$1,775	$725	+13%
Yakima	$1,575	$640	+1%
Bellingham	$1,565	$640	0%
Auburn	$1,745	$710	+12%
Lynnwood	$1,795	$730	+15%

Alfa Romeo 4C insurance in Washington by driver

Estimated annual Alfa Romeo 4C premium in Washington
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,750	$2,540	$4,305	$359
Young adult (22)	$1,020	$1,480	$2,505	$209
Adult in their 30s	$635	$925	$1,565	$130
Adult in their 50s	$585	$850	$1,440	$120
Senior (72)	$715	$1,035	$1,755	$146
30s, one at-fault accident	$925	$1,340	$2,270	$189
30s, DUI on record	$1,180	$1,710	$2,895	$241

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$635	$53	$525–$750
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$925	$77	$760–$1,090
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,565	$130	$1,285–$1,845

Washington minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Washington

Model	Full coverage in WA	vs. 4C
Audi TT	$1,860	+19%
Audi R8	$1,860	+19%
Infiniti Q60	$1,860	+19%
Porsche 911	$1,470	−6%

Estimate your 4C premium by ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Alfa Romeo 4C insurance cost in every state · All Alfa Romeo models

Frequently asked questions

How much is Alfa Romeo 4C insurance in Washington?

About $1,565 a year ($130 a month) for full coverage and $635 for Washington's minimum liability, for a driver in their 30s with a clean record. That is 14% less than the national estimate for the same car.

Is the Alfa Romeo 4C cheaper to insure than the average car in Washington?

The average vehicle in Washington is about $1,380 a year for full coverage in our model, so the Alfa Romeo 4C is 13% more expensive than average.

Where in Washington is Alfa Romeo 4C insurance cheapest?

Among the largest Washington cities, Bellingham has the lowest estimate (about $1,565) and Lynnwood the highest (about $1,795).

What insurance do I need for a Alfa Romeo 4C in Washington?

Washington requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page