Estimates, not quotes

Acura RL Insurance Cost in South Carolina

Insuring a Acura RL in South Carolina costs about $1,470 a year ($122/month) for full coverage by our estimate — +9% versus the same car nationally — the 13th most expensive of 51 states for this model.

Acura RL (photo from Wikimedia Commons)
Photo: IFCAR, Public domain
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Acura RL insurance in South Carolina at a glance

Full coverage
$1,470
$1,205–$1,735
25/50/25 minimum
$720
$60/mo
Same car nationally
$1,345
full coverage
Avg. car in SC
$1,700
−14% for the RL

The Acura RL is 14% cheaper than the average vehicle to insure in South Carolina. South Carolina's own base rates are 7% higher than the national average, which carries through to every model.

South Carolina factors that affect RL premiums

  • Uninsured drivers: 10.3% of South Carolina drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your RL.
  • Theft: 162 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates South Carolina's expected annual losses as relatively low for hail, relatively moderate for tornado, relatively high for hurricane, relatively moderate for inland (river) flooding, relatively moderate for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.67 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in South Carolina →

Acura RL insurance cost in South Carolina cities

CityFull coverageMinimumvs. state
Charleston$1,580$775+7%
Columbia$1,470$7150%
North Charleston$1,600$780+9%
Mount Pleasant$1,620$795+10%
Rock Hill$1,610$790+10%
Greenville$1,560$760+6%
Summerville$1,720$845+17%
Goose Creek$1,600$785+9%
Florence$1,515$740+3%
Myrtle Beach$1,505$735+2%
Spartanburg$1,555$760+6%
Anderson$1,580$770+7%
Lancaster$1,605$785+9%

Acura RL insurance in South Carolina by driver

Estimated annual Acura RL premium in South Carolina
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,975 $2,865 $4,040 $337
Young adult (22) $1,150 $1,665 $2,350 $196
Adult in their 30s $720 $1,040 $1,470 $123
Adult in their 50s $660 $960 $1,350 $113
Senior (72) $805 $1,165 $1,645 $137
30s, one at-fault accident $1,040 $1,510 $2,130 $178
30s, DUI on record $1,330 $1,925 $2,715 $226

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $720 $60 $590–$845
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $1,040 $87 $855–$1,230
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,470 $122 $1,205–$1,735

South Carolina minimum: 25/50/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in South Carolina

ModelFull coverage in SCvs. RL
Jaguar XJ$1,895+29%
Infiniti G37$1,895+29%
Lincoln MKZ$1,865+27%
Lincoln MKS$1,865+27%

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Acura RL insurance cost in every state · All Acura models

Frequently asked questions

How much is Acura RL insurance in South Carolina?

About $1,470 a year ($122 a month) for full coverage and $720 for South Carolina's minimum liability, for a driver in their 30s with a clean record. That is 9% more than the national estimate for the same car.

Is the Acura RL cheaper to insure than the average car in South Carolina?

The average vehicle in South Carolina is about $1,700 a year for full coverage in our model, so the Acura RL is 14% cheaper than average.

Where in South Carolina is Acura RL insurance cheapest?

Among the largest South Carolina cities, Columbia has the lowest estimate (about $1,470) and Summerville the highest (about $1,720).

What insurance do I need for a Acura RL in South Carolina?

South Carolina requires at least 25/50/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page