Estimates, not quotes

Acura RDX Insurance Cost in Delaware

Insuring a Acura RDX in Delaware costs about $1,365 a year ($114/month) for full coverage by our estimate — +11% versus the same car nationally — the 12th most expensive of 51 states for this model.

Acura RDX (photo from Wikimedia Commons)
Photo: Mr.choppers, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Acura RDX insurance in Delaware at a glance

Full coverage
$1,365
$1,120–$1,610
25/50/10 minimum
$615
$51/mo
Same car nationally
$1,230
full coverage
Avg. car in DE
$1,770
−23% for the RDX

The Acura RDX is 23% cheaper than the average vehicle to insure in Delaware, reflecting HLDI collision losses of 72 and comprehensive losses of 74 (100 = average). Delaware's own base rates are 14% higher than the national average, which carries through to every model.

Delaware factors that affect RDX premiums

  • Uninsured drivers: 17.6% of Delaware drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your RDX.
  • Theft: 188 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Delaware's expected annual losses as very low for hail, relatively low for tornado, relatively low for hurricane, relatively low for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.27 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort), with required personal injury protection.

Car insurance rules and costs in Delaware →

Acura RDX insurance cost in Delaware cities

CityFull coverageMinimumvs. state
Wilmington$1,515$680+11%
Dover$1,395$630+2%
Newark$1,395$625+2%
Middletown$1,500$675+10%
Milford$1,390$625+2%
Smyrna$1,545$695+13%
Seaford$1,470$660+8%
Georgetown$1,470$660+8%

Acura RDX insurance in Delaware by driver

Estimated annual Acura RDX premium in Delaware
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,690 $2,450 $3,755 $313
Young adult (22) $980 $1,425 $2,185 $182
Adult in their 30s $615 $890 $1,365 $114
Adult in their 50s $565 $820 $1,255 $105
Senior (72) $690 $995 $1,530 $128
30s, one at-fault accident $890 $1,290 $1,980 $165
30s, DUI on record $1,135 $1,645 $2,525 $210

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $615 $51 $505–$725
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $890 $74 $730–$1,050
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,365 $114 $1,120–$1,610

Delaware minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Delaware

ModelFull coverage in DEvs. RDX
Cadillac XT5$1,600+17%
Volvo XC60$1,380+1%
Audi Q3$1,580+16%
BMW X3$1,760+29%

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Acura RDX insurance cost in every state · All Acura models

Frequently asked questions

How much is Acura RDX insurance in Delaware?

About $1,365 a year ($114 a month) for full coverage and $615 for Delaware's minimum liability, for a driver in their 30s with a clean record. That is 11% more than the national estimate for the same car.

Is the Acura RDX cheaper to insure than the average car in Delaware?

The average vehicle in Delaware is about $1,770 a year for full coverage in our model, so the Acura RDX is 23% cheaper than average.

Where in Delaware is Acura RDX insurance cheapest?

Among the largest Delaware cities, Milford has the lowest estimate (about $1,390) and Smyrna the highest (about $1,545).

What insurance do I need for a Acura RDX in Delaware?

Delaware requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page