Estimates, not quotes

Acura MDX Insurance Cost in Washington

Insuring a Acura MDX in Washington costs about $1,090 a year ($91/month) for full coverage by our estimate — −14% versus the same car nationally — the 22nd cheapest of 51 states for this model.

Acura MDX (photo from Wikimedia Commons)
Photo: Kevauto, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Acura MDX insurance in Washington at a glance

Full coverage
$1,090
$895–$1,290
25/50/10 minimum
$440
$37/mo
Same car nationally
$1,270
full coverage
Avg. car in WA
$1,380
−21% for the MDX

The Acura MDX is 21% cheaper than the average vehicle to insure in Washington, reflecting HLDI collision losses of 82 and comprehensive losses of 82 (100 = average). Washington's own base rates are 10% lower than the national average, which carries through to every model.

Washington factors that affect MDX premiums

  • Uninsured drivers: 19.1% of Washington drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your MDX.
  • Theft: 259 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Washington's expected annual losses as very low for hail, relatively low for tornado, not rated for hurricane, relatively moderate for inland (river) flooding, relatively low for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.21 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Washington →

Acura MDX insurance cost in Washington cities

CityFull coverageMinimumvs. state
Seattle$1,250$505+15%
Spokane$1,130$455+4%
Tacoma$1,230$495+13%
Vancouver$1,165$470+7%
Bellevue$1,175$475+8%
Kent$1,240$500+14%
Everett$1,190$480+9%
Spokane Valley$1,120$450+3%
Renton$1,240$500+14%
Yakima$1,100$440+1%
Bellingham$1,090$4450%
Auburn$1,220$490+12%
Lynnwood$1,250$505+15%

Acura MDX insurance in Washington by driver

Estimated annual Acura MDX premium in Washington
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,215 $1,760 $3,005 $250
Young adult (22) $705 $1,025 $1,750 $146
Adult in their 30s $440 $640 $1,090 $91
Adult in their 50s $405 $590 $1,005 $84
Senior (72) $495 $715 $1,225 $102
30s, one at-fault accident $640 $925 $1,585 $132
30s, DUI on record $815 $1,185 $2,020 $168

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $440 $37 $360–$520
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $640 $53 $525–$755
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,090 $91 $895–$1,290

Washington minimum: 25/50/10 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Washington

ModelFull coverage in WAvs. MDX
Volvo XC90$1,200+10%
Volvo XC60$1,0900%
Audi Q3$1,240+14%
BMW X3$1,385+27%

Estimate your MDX premium by ZIP code

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Estimated annual premium
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Acura MDX insurance cost in every state · All Acura models

Frequently asked questions

How much is Acura MDX insurance in Washington?

About $1,090 a year ($91 a month) for full coverage and $440 for Washington's minimum liability, for a driver in their 30s with a clean record. That is 14% less than the national estimate for the same car.

Is the Acura MDX cheaper to insure than the average car in Washington?

The average vehicle in Washington is about $1,380 a year for full coverage in our model, so the Acura MDX is 21% cheaper than average.

Where in Washington is Acura MDX insurance cheapest?

Among the largest Washington cities, Bellingham has the lowest estimate (about $1,090) and Lynnwood the highest (about $1,250).

What insurance do I need for a Acura MDX in Washington?

Washington requires at least 25/50/10 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page